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    $15 to drive into new york city

    So far we've been able to get paper tickets mailed to us for all the concerts except one. We're seeing the Friday/Sunday Metallica tour this summer and didn't notice that they were "SmartTix" until after I purchased them due to the hurry of trying to get decent seats during the pre-sale. I...
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    $15 to drive into new york city

    We concur. We don't own a smart-phone and we are finding ourselves staying away from cities due to the inability to pay for parking without a phone. ???
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    The first million takes the longest to achieve

    Started contributing to a 401(k) at 26. 401(k) switched to Vanguard when I was 30. Then I really started investing. My goal was $1M by the time I was 50. I got there when I was 49. I'm 53 now and it's up to $1.5M. My goal was to retire when I was 54 with $1.5M so as long as the investments keep...
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    So grateful for the ACA

    I will be turning 55 near the end of next year so DW & I were looking forward to retiring in 2025 and using ACA and subsidies to hopefully help keep us insured for the 10+ years until Medicare is available. I'm not looking to get my post deleted, but we worry that there's a chance that the ACA...
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    Blow that Dough 2024

    Hopefully all goes well if you need surgery. Wish you the best of luck if that happens. My father needed triple bypass surgery last August. He was 80. He was cleared for travel at around 90 days and he had a trans-Atlantic repositioning cruise booked from Rome back to Florida with a few days in...
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    Car loan application as a retiree

    Semi-related: When we picked up our 2024 Trax this year, the total with registration & sales tax was a little over $24K. We asked if they needed us to go to our bank (5 miles away) and get a cashier's check and the finance guy said he'd be fine with a personal check. :eek: My credit rating is...
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    I'm gonna give it all away...

    We give to St. Jude's annually. We have no children so we do what we can to help others. Back in my medical construction days, I got the chance to work at St. Jude's research hospital in Memphis for a week or so. Tugged at your heartstrings to see how resilient and hopeful those little children...
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    GM Manual Transmissions - Who would have thought?

    I drove a manual Diahatsu while on vacation in the Cayman Islands. It was RHD. Grand Cayman roads are drive-on-the-left. My two main problems were pulling out of side streets or parking lots into the right lane instead of the left. That was the scariest thing to get used to. The other problem...
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    Is the IRS intentionally this obtuse???

    Thanks. I will make sure the correct box is checked and I get the correct amount withheld.
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    Is the IRS intentionally this obtuse???

    Here is from the 2024 IRS tax withholding schedule: (2023 is similar) 2024 Wage Bracket Method Tables for Manual Payroll Systems with Forms W-4 From 2020 or Later WEEKLY Payroll Period Married Filing Jointly If the Adjusted Wage_________Tentative Withholding Amount is: Amount (line 1h) is...
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    Is the IRS intentionally this obtuse???

    OP here- It used to be that if you claimed zero, it was like you were on cruise control. Maybe they withheld a little too much, but if you filed your tax returns early enough, you got it back in February as a refund. And you never had to pay federal taxes when you filed your taxes or were...
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    GM Manual Transmissions - Who would have thought?

    Good thing we don't own cell phones. :dance:
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    Is the IRS intentionally this obtuse???

    I'm going to finish filing tomorrow to double check everything. I plan on having additional $$ withheld the rest of the year to balance everything out. It's just weird that this has never happened before. And it's weird that the IRS would suggest I claim $33K in untaxed income to adjust my...
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    Is the IRS intentionally this obtuse???

    First off, I know the tax withholding schedule changed back in 2020 but this is the first year it has affected me this negatively. For the past 10+ years, I've contributed the federal maximum amount into my traditional 401(k) at my j*b. When I filled out my W4 after switching j*bs back in 2011...
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    GM Manual Transmissions - Who would have thought?

    Oddly enough, only 2 of our 6 vehicles have a clutch pedal. But 4 out of our 5 phones are rotary-dial and all 5 of them are connected to the world via copper lines. We have one cordless push-button phone for those times we have to press one for English, etc. Our newest car (2024 Trax) has a...
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    Blow that Dough 2024

    Jeep™ Just Empty Every Pocket ;D
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    GM Manual Transmissions - Who would have thought?

    As a long-time General Motors vehicle buyer, I find it interesting to note that Chevrolet, the "Budget" nameplate produced their last manual-transmission vehicle back in December of 2023 with the end of production of the Camaro. Now, if you want a GM product with a manual transmission, you need...
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    What have you read recently?

    I just finished "Holly" by Stephen King. A little off-putting at first with the timeline jumping around a lot, but it turned into a real page-turner in no time at all. It follows the Holly Gibney character from the "Mr. Mercedes" series on her own adventure. Grisly, but I enjoyed it. As a...
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    Blow that Dough 2024

    The stealership wanted 7% interest to finance. We just saved up and wrote them a check for it. That felt nice. :coolsmiley:
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    Blow that Dough 2024

    Bought our retirement road trip vehicle 1-1/2 years early! Happy New Year, all! Well we picked up our brand-spankin'-new 2024 Chevrolet Trax on the 2nd of this month. We wanted a decent-mileage, semi-roomy small wagon-ish vehicle for taking road trips once we retired hopefully next June...
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    Colonoscopy, which prep?

    Go to your nearest Wal-Mart. 2 bottles of their store-brand magnesium citrate: 2 x $1.47 = $2.94 One box of great value lemonade additive: $2.24 Total cost: $5.18 + tax if applicable. Chill both bottles of lemon flavored Magnesium Citrate. Pour 1/2 of one lemonade packet in each bottle.(or...
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    Poll: Have you had Covid?

    Luckily, I never got it (yet?!) I got the original Moderna™ vaccine and the next 2 boosters. I missed the next one, but I did get the bivalent booster a couple of months ago. DW got the same vaccines & boosters, but she did end up getting Covid last year due to working at a school where she...
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    Redeeming Vanguard Brokerage CD's

    Mine came due towards the end of August. I was planning on using the $20K plus the $470 (4.7% APY but it was a 6-month CD) on a new vehicle. The vehicle, however, was ordered in July, went into production the first week in August, and is still not at the dealership yet. So I just left the $$ in...
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    Confession of a Failed Steps Addict

    I'm so Old-School that I wear a ~$9 digital watch from Wal-Mart. It has no idea how many steps I walk. It has a stop-watch feature (which I never use) and an alarm which I do use to wake me up in the morning before my flip-clock starts buzzing. :coolsmiley:
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