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Hello, My DW has a current disability that is unlikely to improve enough for her to resume her occupation. She is currently getting Short term disability from her employer. That has a 6 month expiration and if she is still unable to work she can apply for LTD from her employer. She also has a...

Currently we have accounts at Fidelity. In the past 10 days Fidelity has made several very frustrating mistakes on our, my and my significant other's accounts. Normally I would just grin and move on, but SO has noticed these mistakes and actually questioned the competence of the reps assisting...

Attached are the positions in my Fidelity bond account. This account was constructed by the Fidelity managed bond team. I have since terminated their management of this account. The CD's were purchased by me. Any thoughts or advice will be appreciated !

My wife is co-owner on an investment account with her mother. They thought it would make things easier and more accessible, but we are now wondering about the tax implications. The accounts were originated by her mother and my wife was added instead of getting power of attorney access...

Has anyone had experience opening a new account virtually, entirely online ? Family member wants to move money to Fidelity, but in person appointments are hard to get. Additionally, family member doesn’t move well and also doesn’t have patience to sit in a reps office for an hour plus.

After two years we've finally gotten our 84yr old aunt to discuss her finances with us so as to prepare for the future. Here's what she has; $750,000 in checking accounts $334,000 in Columbia Large Cap Growth Fund- class A shares $375,000 house paid in full. $2,720 monthly SS survivors...

Wife has limited 401k options. Vanguard Windsor II admiral shares SP 500 index fund T. Rowe Price target date funds I’m leaning toward Vanguard. Thoughts ? Thanks in advance

Hold 7 figure managed individual bonds through Fidelity. Several of the bonds are 10+ to maturity paying below 2%. Fidelity opinions (mid summer) were fed raising and then lowering by Q1 23. I really don’t think the professional’s really know what’s happening. Question- should I freeze...

Need help with my understanding of current environment and relative risk. Say you have $100k in CD’ s or something similar Then you have $100k in SP 500 index fund. Index fund loses 20%. CD’s remain stable. Which result is better given our inflationary climate? Is it only when stock...

Hello, We have a 37% allocation in individual bonds which are actively managed by Fidelity. Have a meeting tomorrow with advisor to discuss potential changes. They charge a management fee of .45. Any thoughts would be greatly appreciated ! Thanks

I’ve been thinking about exactly how detailed to be when it comes to sharing account numbers and passwords with spouse and kids, and in what format. Spouse is 100% beneficiary with kids being next in line equally. Children (23, 20, 16) Do I just make a list of everything and hope it doesn’t...

Recently retired. DW still working. Our income will drop by about 50% in 2021 vs 2020. How do we estimate taxes ? Based on 2021 projections or some formula applied to 2020 ? Thanks for your help !

With an AA of 40 stock 55 bonds 5 cash, what are the pros vs cons of monthly vs annual withdrawal ? If this has been debated, please point me to the thread. Thanks

Family Me- 59 DW- 57 Children: 1 on his own (grateful), 1 in college (2years remaining fingers crossed) 1 in high school (keeps us young) Income DW – 250,000 Total monthly income, gross= 20,833 Me- Retiring 12/1/2020 Assets House- 500,000...

I’ve long followed different advisors from Lynch, Cramer and Bogle. The strategy that intrigues me most in the straight couch potato; 50% US Stock and 50% US Bonds. I’m sure it’s been discussed on this site, but can’t find it (new to FIRE). Anyone actually following this strategy long term ...