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DW and I (US citizens) are planning nine months in Europe, where the ACA won't cover us. We'll be paying for travel-friendly health insurance during this period, so we don't really want to pay ACA premiums for nine months of coverage we can't use. But we'd like to restart ACA coverage on our...

We've been saving at a rather low rate for many years (~11% of income) but also have rental properties that should be paid off before we pull the trigger. So our paper assets will only be around $400K, but the rentals should provide enough income so that we don't really need to touch the stocks...