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    How do you layer your cash reserves?

    The wife and I were debating this the other night (better than fighting about debt, heh) After 2 1/2yrs of marriage she wants to buff our checking because it freaks me out when it dips and then I complain about our spending. Of course, I see this as a good thing because it only happens when...
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    Bond Exposure

    I recently sold 2500 of my Health Grades shares (about 14%) and received $10,500 for it. I am 21 for those of you that don't remember, but I have no bond exposure. What would you guys suggest for a bond investment, if any. I would probably put about $11,000 into a bond investment if I chose to...
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    Morel Hunting!

    It's about that time here in WI... Time to make some money that is! I went out last year for about 4 hours and got a 12 pound haul that I sold for $15 a pound. It's fun to walk in the woods and hunt for 'shrooms. Anyone else go morel hunting?
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    Creditors May Not Sieze IRAs

    Just came out on CNBC: Supreme Court rules that creditors may not sieze IRA's. Does that protect IRAs from lawsuits as well? ???
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    Anyone buying AIG?

    I've begun to think of AIG, they're trading at 11.1X this year's earnings. This is the cheapest they've been valuation-wise in a very long time. One of the premier financial services companies in the world, and they should continue to do well once this obscurity over earnings rises. The worst...
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    Frugal Genetics?

    Here's a spin on why people like us are different. Maybe its not the INTJ Engineering Democrat thing that some have suggested, because many of us are none of the above. Is it possible that we are we frugal because our parents were? My parents are for the most part as a result of my dad. My mom...
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    CDs: what to do?

    Is anyone holding off on buying CDs until the climbing rates seem to take a breather? I notice now my ING MM is paying 2.8% and the CDs are yielding 3.4%. About 2 months ago I bought a couple thousand worth of their CDs and am getting 2.75 on them >:( Whats everyone doing in respect to CD rates?
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    What new investments have you made this year?

    I've been pretty busy. I bought some Life Partners (LPHI), Sportsman's Guide (SGDE), and more recently some Stockgroup (SWEB). I also started a Limited Brands (LTD), Energen (EGN), and Paychex (PAYX) Dividend reinvestment plans, and finally got a $3k 1YR CD. For the remainder of the year I don't...
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    Orange CD?

    I see that ING Direct has upped their CD rates. I'm thinking about putting some money in their 1 year 3% CD since its maturity will coincide with my graduation and the money can then be used for any moving expenses and whatnot. I have an account with ING Direct right now so I figure it will be...
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    Stocks are safer than you may think

    The other interesting tidbit in Americas 60 Families was that during the depression, the dividends paid by American firms was actually higher than during the predecessor period during the 1920s boom. I think the two periods were 1925-1929 and 1930-1934. Now I don't have the numbers in front of...
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    Rethinking International Investments

    I just finished reading a book called America's 60 Familes and it's a rather obscure book i stumbled across in the stacks of the University of Wisconsin La Crosse library. And anyway the jist of it is the suggested title, the wealthy in America and their actions in history. The book was first...
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    what are you buying with your roth contribution?

    I think I'm going to combine my $4000 this year along with some extra cash in my Roth and buy myself 400 shares of Sportsman's Guide (SGDE). I think this little gem of a company should be worth $35 by years end, and it trades at $22 a share today, giving me a nice cushion of safety, with a nice...
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    payroll taxes on investment/passive income?

    could anyone fathom a situation where payroll taxes would be levied on passive and investment income? there is going to be a need to close the gap thats coming, i wonder if this might be a metod used. my dad STILL refuses to contribute to a roth ira because he thinks that it'll be taxed in the...
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    employability

    it seems to me that a lot of the guys on this board tended to be in business/management positions during their working days. i am a finance major and i am trying to decide on a minor to accomplish in my next 3 semesters. what would give me the most employability: marketing, accounting, or...
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    FIRE? Go to sporting events!

    http://sports.espn.go.com/mlb/news/story?id=1910346 "Reached by phone Wednesday after the winning bid was announced, Williams said that he'll quit his job as a broker's assistant in San Mateo but that he has no idea what he'll do with the money.?" Retire on $800K? I have a feeling he'll be...
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    Anyone wanna get the ING bonus?

    I'm going to open an ING account and the way i understand it is that if an existing customer refers me, you can get an extra $20 or something? Well I'm going to open it tomorrow around noon, so if someon wants to get the money then they can private message me and tell me what i need to do to get...
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    ING savins info

    I'm having a hard time finding information about the ING savings as far as how many withdrawls you can have in a given month. They seem to be pretty popular so can anyone with an account fill me in? I see that you may not withdraw money until it has been in the account for 5 business days. Does...
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    Using 0% Intro. CC's for income?

    OK, i have been looking around this board and a couple people have mentioned making money off 0% intro. credit cards. I get probably 5 offers per week and I'm ready to stick it to em, so to say. I understand it will lower your credit significantly, but I don't plan on borrowing any money for at...
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    Your first day of retirement

    here's a chance for those of us who still have retirement a way off to day-dream about our "ideal" day of retirement... here's mine: wake up around 9, go for a run shower then a light breakfast with the Mrs. do some chores and such tinker with the car or car(s) if im lucky grab lunch about 1 or...
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    Early Starter

    Hello everyone. I've enjoyed reading this board for a couple weeks and I'm ready to make some posts. I'm currently 21 and a Junior Finance Major. I currently have $86k in a brokerage account that contains mostly small/micro-cap companies I invest in. I have $10k in a Roth which is also invested...
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