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I'd wait until 70 but that's me I'm with most of the posters here and would wait until they turned 70, especially if they don't need the money. I just turned 70 in January and started collecting my own SS after claiming the spousal benefit for 4 years on my wife's SS, which was half of her...

This is a buying opportunity I have long viewed this as a buying opportunity. At some point in the next few weeks, the economy will be pushed to the brink, plummeting the Dow/Stock Market by quite a bit. The uproar will then lead those in Congress to re-consider their strategy and then they...

one of the dumbest things car manufacturers have done I am with you. What are they thinking. First of all, run flats are fine and are good for about 50 miles if you puncture one -- good enough to get to a tire repair center. My last car, a BMW X1 had them and I was comfortable with them. I...

more aggressive I'm 70 and my wife is 71. We have about 1.7M invested with Fidelity that I can track/do analyses on wiith their "Full View" feature. This is what it tells me: - 38% Domestic Stocks (all Fidelity mutual funds) - 13% Foreign Stocks (all Fidelity mutual funds) - 13% Bonds...

Fidelity or Vanguard I've been with Fidelity since the 1980's and have no problems with the services they provide. Vanguard is top notch as well....I don't think you can go wrong with either. And you don't have to go with their fee-based plans -- I meet with our advisor once a year to review...

Heavy in Stock and Cash We're about 51% Domestic Stock; 13% Foreign Stock; 23% Bonds; 13% Cash. Total portfolio of about 2.2M, includes a 575K Condo that we just paid off, no debt. I'm 69. I had more in cash, but optimistically moved about 40K back into the stock market two months ago as I...

No conversion for me I've got a regular IRA of $415K and a Roth of $256K and I've looked at converting anywhere from $10 to 30K a year, but I just hate the notion of paying 22% (our current tax bracket) of my conversion to Uncle Sam. I am 69, currently getting a spousal SS benefit (next year I...

because everyone does not have 75K to pay down their mortgage in one year Just noticed this comment on my post from several months ago. The point I was trying to make was that not everyone would have 75K to pay down their mortgage in one calendar year or would choose to do so.... Since I...

When we retired 10 years ago at ages 57/58, we decided to purchase annuities from Fidelity to provide us with $1600 monthly income, as we needed a steady source of income to pay essential expenses. We realized that we could have tapped into our IRA's on a monthly basis for the income, but we...

I take great pride in being 3 to 5 models behind I take great pride in being 3-5 models behind the latest I-Phone. I mean what idiots would pay $1000 - 1300 to be current. 2.5 years ago, I traded in my 5S and got an 8Plus, which has served me fine and will likely do so for the next 2-3 years...

Individual Choice We moved 3.5 years ago and ended up with a 100K mortgage at 5.0 percent. It is our only debt. Our pensions, ira’s, 457b, wife soc sec and a sep bring in 140K per year, and we still have 1.5M in ret Accounts that we are not yet tapping. When COVID hit and we were unable to...

Outgo $3500; Income $13,000 per month Not counting travel, our expenses are around $3500 per month (mortgage, HOA fees, groceries, utilities, tv/internet/phones, eating out etc. Thanks to COVID and lack of travel, we have a ton of cash and are aggressively paying our mortgage - we have brought...

Grand Rail Tour of Switzerland https://www.vacationsbyrail.com/tours/grand-train-tour-switzerland/

Heading to Switzerland/Italy next week We're heading to Switzerland next week, where my wife and I will be taking a great rail journey throughout the country for 11 days. After that, she is heading back to the USA, but I will be staying on in Switzerland for 12 more days in an around Murren...