Most likely the cost of severity (as opposed to the rise in claim frequency) is the culprit. I notice car repairs as well HVAC and appliance repairs have increased rapidly.
Have you decided on which plan? What's the premium? Do the quoted premiums from various companies include the Part B premium ($170 - 578.30)? I assume they do not. I am considering this plan: Medigap High Deductible Plan-new.
I am planning to establish one joint and two individuals and to use Quicken WillMaker & Trust software to produce the documents.
This site may be useful: https://thefinancebuff.com/simple-living-trust-software-i-bonds.html
Does the application require an entry of serial number for each bond? Our bonds are stored in the safety deposit box. We may need to fetch them for the application process, right? We need to turn them in anyway.