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    Job without 401K

    I am about to start a new FT job in a very new startup. So new, they haven't quite got their benefits package figured out yet :) So i was thinking about what it means to not have a 401K plan at a company...maybe I'm missing something (and i hope you tell me I am) but it seems like this is a...
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    RobinHood IRA 3% Match - comments?

    https://robinhood.com/us/en/about/retirement/ Curious how others view this..I'll be honest I didn't dig in too far when i saw the word "subscription" heh PWF
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    Cash held in MMs like SPAXX - where next ?

    I was elated earlier this year when I found reading here that the MM's offered at VG/Fid etc were approaching 5% interest. Having moved a substantial amount of dollars from a dismal brick+mortar savings to one of these...I look forward to 1st of the month a lot more than I used to :) But all...
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    Income - ACA -SS- College questions

    Hi All - Recent events in my life have made me wonder about benefits/detriments of having a reportable income before retirement. I went thru a layoff recently and am wondering what options I have for optimizing . A bit of background. I'm 54, could get another job...but man looking at job...
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    New IRS limits 2024

    https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024#:~:text=For%20single%20taxpayers%20and%20married,amount%20for%20tax%20year%202023
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    In the middle of a 401K rollover-question

    I have recently rolled a 401K into an IRA. The 401K was full of all kinds of Fidelity mutual funds which I lost track off over the years. In order to simplify my life, I liquidated all these positions and will follow a basic 3 fund portfolio like FSKAX/FZILX/FXNAX . Aside from opinions on the...
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    AI ETFs

    Before our new overlords takeover, I went looking for AI centric ETFs. Most articles return 4 popular ones...but on looking at the holdings, I'm kind of confused. None of them seem to hold the well known (or atleast the newsy) AI companies like Google/Microsoft, etc...and some of the holdings...
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    Hello everyone

    Been reading this board for a year or so. Been great to help me prepare a bit for the future and make me aware of things I wasn't-thank you for that. In general I feel I am behind compared to other stories I've read here but trying to make up ground. Feeling behind is always part of my drive-i...
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