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This year I am officially retired at age 67 and learning the rules as I start Roth conversions. This year I will officially have no income from a working salary. My question is, if my salary was $100,000 for the year in 2023, can I do a Roth conversion from my rollover IRA for $100,000 keeping...

I have used a tax professional to do my basic tax filing for the last 7-8 years when I was employed - now in retirement. I rolled over my 401K to a traditional IRA last year and have more taxes and documents that will need to be filed. I do have a brokerage taxable acct, stocks, old mutual...

I have a new responsibility in retirement where I now am paying the utility bills. Presently I am paying house bills monthly on-line. I am wondering if should I set up autopay for most of bills? Do you trust the bank and or credit card pay method on-line?

Google Password Manager has been updated with a fresh new look. Try out new ways to securely save and fill your passwords everywhere you use Chrome. I am looking for a better and safer way to keep track of my many passwords. I would like to hear comments from the group who used Google Password...

Just read that the U.S. Postal Service has a new warning to not send checks through the mail as more of them are getting stolen (cbsnews.com). My DW manages the everyday bills and likes to pay the utility bills by writing out checks and sending through the mail. I have always questioned...

I have recently read about a potential debt default and how it might effect short-term treasuries and MM accounts. Are you concerned and repositioning your money market funds and/or short term treasuries for safety?

Hoping to hear opinions good and bad based on my latest decision considering market conditions. The Fed will continue increasing interest rates throughout the year which will lower bond fund prices, but increase bond yields, what to do? I recently retired (66) and rolled over my 401K to an IRA...

I recently retired (age 66) and in the process of transferring my Merrill 401K account to Merrill Edge (ME) Traditional and Roth IRA's. I hope it was/is a good choice only for the ease of transfer to the IRA side, where I can have more control and fund choices. I generally follow the...

Well I need to vent, just signed up for a Medicare Supplement Plan and cant believe how irritating the process is, and the individual pieces to this puzzle are an additional expense. First had to sign up for Medicare Plan A & pay for Plan B, then find a supplement plan and pay for that, then...

Should I pay 250 dollars this year to do my Federal and 3 state tax returns, because of the extra expense for each state tax filing? I can use TT, but the total cost would be about 110-130 dollars to buy the software and electronic filing plus the 3 state tax returns. Is it worth my time and...

I considered the Apple watch but not used to wearing a watch these days. I am presently looking at purchasing the Fitbit Inspire 3 (small form factor) to track my heart rate and daily step count for better health. The price is about 80 dollars and reasonable for my needs, or should I look for...

Hi All, :greetings10: I am 66 years old and and newly registered with the site after following along for the last 3 or more years behind the scenes. I have enjoy reading all of the helpful posts and comments and am fortunate to have found such a great and informed group of friendly posters. I...