Healthy Lifestyle
Full time employment: Posting here.
I recently retired (age 66) and in the process of transferring my Merrill 401K account to Merrill Edge (ME) Traditional and Roth IRA's.
I hope it was/is a good choice only for the ease of transfer to the IRA side, where I can have more control and fund choices.
I generally follow the Boglehead approach to investing in retirement and am a self-directed investor.
I would like to position myself initially as a 40 or 50% Equity index ETF funds holder (VTI comes to mind), maybe some international (VXUS?).
My decision is unclear on what to do with the Fixed Income portion in either bonds or CD's, etc. Any of these currently will be better than my old Stable Value fund..
Total Bond Market (BND) is always discussed, but I am not excited about that at the moment.
There are some ME money market funds available yielding ~4.4% (TTTXX) but don't know much about them?
I am new to ME and learning as I go, so I would greatly appreciate the groups comments and suggestions if you so choose.
Thank you!
I hope it was/is a good choice only for the ease of transfer to the IRA side, where I can have more control and fund choices.
I generally follow the Boglehead approach to investing in retirement and am a self-directed investor.
I would like to position myself initially as a 40 or 50% Equity index ETF funds holder (VTI comes to mind), maybe some international (VXUS?).
My decision is unclear on what to do with the Fixed Income portion in either bonds or CD's, etc. Any of these currently will be better than my old Stable Value fund..
Total Bond Market (BND) is always discussed, but I am not excited about that at the moment.
There are some ME money market funds available yielding ~4.4% (TTTXX) but don't know much about them?
I am new to ME and learning as I go, so I would greatly appreciate the groups comments and suggestions if you so choose.
Thank you!