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So your portfolio hits a FI number that you could be comfortable with. Your portfolio is 50/50 equities to fixed. I'm trying to wrap my head around the psychological significance of it. Would I be able to sleep at night if half of my equities where gone tomorrow because of big correction? Is...

Is it a good idea to take taxable money I plan to use for early retirement and make a Roth contribution this year? There is a very good chance I would take the Roth contribution back out before 59. I need income for ACA and moving to Roth would reduce interest income a little bit.

If you have a child under 18 and you are utilizing ACA, is Children’s Health Insurance Program (CHIP) the only way to get insurance for your children? Do CHIP plans work like ACA or are there qualifications based on assets?

On the Portfolio page on my Fidelity account it shows a "You may have: $XXX/month". Any idea if this monthly amount is calculated off of average market returns? Separate question: If your Fidelity planner retirement score is at 150, is that considered a pretty conservative spending plan to...

I lost my job and the job search is not going very well. (That's for another thread :) ) We have no debt. I've calculated our expenses at: $53,000 essential (with ACA healthcare). $9,000 discretionary expenses. Social security at 67: Me: $3200 Wife: $900 $370 month pension at 62 FIREcalc...

I have a some 401k funds in a Stable Value Fund at Fidelity. It's showing 2.12% YTD returns. I'm losing to inflation here. Should I move those funds (Fidelity allows this with BrokerageLink) into a money market fund?

Rick Santelli warns the Fed is running out of tricks as he charts the path of higher yields CNBC's Rick Santelli joins 'Fast Money' to talk rising bond yields and what they mean for the Federal Reserve as he see the Fed running out of options. Can someone explain to me like I'm 10 what this...

I plan on taking the lump sum option from a non-cola pension. Rates obviously can make a huge difference in the amount. I'm not sure what to do? Take it now: Get it invested and hopefully growing Reduce my risk and get it out of a company that is in lots of debt Interest rates are high...

Not sure if this is the best place to post, but severance would be used for FIRE money. I was offered severance with the option to defer until next year. That sounds like a good idea for taxes. I'm worried though because the company is in financial turmoil. If things keep getting even worse...

Hi, I’m 52 and I’m soon to be without a job. It’s technically a layoff. $320K taxable accounts $1.93M retirement/HSA accounts $2.25M Total $70K in 529 for 15 year old $0 debt Own Home and cars. No mortgage $72K of expenses (if I include ACA healthcare) - I could trim this back, but being...