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    What have you read recently? 2009 -2020

    I am currently reading "Prince of Fire", while my husband has finished all of them. Silva is a terrific writer.
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    What have you read recently? 2009 -2020

    I have just finished reading a series of books by Karin Slaughter. The first one is "Blindsighted". The main characters, who are in the whole series, are a female pediatrician who also doubles as small town coroner, the police chief, and his female detective. They have extremely graphic...
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    Poll for those 62 or older: At what age did you begin taking SS?

    I, too, am very interested to see this poll. I'll be 62 in 2010, and I am 99.9% I will draw then. Between DH and me, we will draw about 65% of our yearly budget. With the condition of our portfolio right now, that looks pretty good!
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    Best Hot Dog joint you ever ate in

    One more vote for The Varsity in Atlanta. I'm not a big hog dog lover, but I can't resist theirs. We travel through Atlanta on most trips South, and we almost always stop and eat there going and coming. Once, when we hadn't been there for a while, we drove to Atlanta and ate at The Varsity...
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    Where have all your savings gone?

    On a trip to NYC, my daughter and I went to a super cool club in The Village, where Mary was a waitress before her Peter, Paul, and Mary days. Our trip was in 2001, and I don't think they had done ANY upgrading of the facilities since Mary's employment.
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    Timex watch mystery

    Don't know if it's due to my personal aura/magnetic field or just plain bad luck, but I'm another one of those people who has trouble with watches that won't run on my wrist. They are just fine as long as I'm not wearing them, but as soon as I put them on, they run erratically, lose time, etc...
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    45 years ago today

    Sophomore Biology class, fifth period, when the Principal came on the intercom to tell us about the shooting. I was watching television when Reagan was shot, and I remember thinking "Please, not again."
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    Annuity Opinions Needed

    We are covered for $100,000 per company. There are a couple of other companies offering rates close to MetLife and we are considering the idea of spreading the money between them. We have received our information from Fidelity/MetLife and everything seems to be just as we were told. We are...
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    Annuity Opinions Needed

    It is not an immediate payout annuity, although you can take out some each year if you want to. You also have the option of taking just the interest from the previous year. If you don't need to withdraw, then you can leave the entire amount in for the guaranteed period (10 years in this case)...
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    Annuity Opinions Needed

    Thanks for the feedback, everyone. So far, I seem to be hearing that I don't need to worry any more or less about MetLife than about the annuity company we are currently with, so that's a plus. We would save a bundle just on fees by moving. Fidelity is mailing us a prospectus, which we will...
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    Annuity Opinions Needed

    Go to Fidelity.com and look at their fixed annuities. You have to put your state in, and they will tell you what is available. As I said, we talked to a Fidelity rep this afternoon, and, unless we are missing something incredibly obvious, this looks like a great deal. We have so few choices...
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    Annuity Opinions Needed

    2B, this is a 10 year fixed annuity, with a net return of 6.75%. I agree that it sounds too good to be true, but we have already talked with Fidelity, and they confirmed that it is what they refer to as a "CD type" annuity. We don't need the income, so we would just let it accrue for the 10...
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    Annuity Opinions Needed

    I looked at Vanguard's fixed annuities, but they're only paying 4.4%. I would really like to get a little better rate, if I can.
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    Annuity Opinions Needed

    Many years ago, before we knew better, the hubby and I bought a deferred variable annuity. It has done quite well, in spite of the exorbitant fees, but we are now at the point where we would like to protect the balance. There is a very low (under 2%, after fees) fixed cash option in our current...
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    Hormone Replacement Therapy -- Working for You?

    I decided, against my doctor's advice, to try to get through menopause without hormones, and it worked out just fine. I do find that my husband complains about being cold in the house when I'm bordering on too warm!
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    H&R Block Tax prep course advice

    I have not taken the H & R course, but I have taken the basic and advanced classes offered by Liberty Tax. I have worked for them for the past 4 years, and many of my co workers have also worked for H & R. In my community, H & R is the older, more established business. They put a strong...
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    Just had my 2nd ... and 3rd colonoscopy

    Had my first colonoscopy yesterday, and it was a breeze! The prep was not fun, but definitely not as bad as I was expecting. The procedure itself was a non event for me. The nurse told me that she was going to turn on my IV and I might feel a little sting. I did in fact feel a sting in my...
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    Social Security Earnings Penalty - Confused & Bewildered

    My husband is also self employed, so we have been through some of these issues. When you sign up for Social Security, they will ask you what you expect to earn for the year in which you are filing. They will ask a few more detailed questions due to your being self employed. If you have...
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    Cataract Surgery-Multi focal lens

    I had cataract surgery on both eyes 4 years ago. One of them was very bad, the other one was not bad enough to be covered by Medicare if I had been eligible, which I, of course, wasn't. In addition to my cataracts, the vision between my two eyes was so far apart that I had to go ahead and do...
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    Pensions and SS taxes

    I think kaneohe was referring to the fact that having federal income taxes withheld from your social security payment is optional. Neither SS nor pension income are subject to FICA/MEDICARE taxes. Assuming you receive a 1099R each year, it generally provides information as to how much of...
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    Securing Financing after ER

    We refinanced our house and a new car with no problems whatsoever. Also raised our credit limit on our Pentagon credit card.
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    What are we reading ?

    Read that many years ago. For Christmas, I got "World Without End" and I am currently about half way through. It is quite entertaining, and can be enjoyed without having read "Pillars".
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    Call me silly

    I've done taxes for the past three years, and I'm planning to work again this year. I enjoy the work and I like (and discovered that I am very good at) dealing with the variety of clients that I see. Pay for the first year will probably be low, but if you're good, you can negotiate the next year.
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    Pretending to Like Christmas Presents

    My hubby's sister is incredibly hard to buy for. I finally found a line of lady's clothing a couple of years ago that she really likes. This year, I bought her a really cute outfit. They came to spend Christmas with us, and went to the mall to walk a couple of days before Christmas. When she...
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    I didn't want to buy the machine

    I just spoke with my insurance company. FINALLY, I got someone who looked at the amount and said "Whoa!" and started laughing. She assured me that they would look into it. She said it would probably take 7-10 days. She checked the code used and it was coded correctly for my procedure. What...
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