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Many years ago, before we knew better, the hubby and I bought a deferred variable annuity. It has done quite well, in spite of the exorbitant fees, but we are now at the point where we would like to protect the balance. There is a very low (under 2%, after fees) fixed cash option in our current...

I just got a bill from the medical facility where I had a mammogram done on 11/29. The amount before the insurance discount was $32,000.00, reduced by $21,000, leaving around $11,000 due, with the insurance expected to pay $7500 with my expected payment to be $3500. (I'm rounding off to the...

We purchased a 32" LCD TV for our bedroom less than 2 months ago. Saturday night it would not turn on; neither the remote nor the button on the tv worked. I looked up some tips online and they said that there is frequently a lockout problem with this brand (Westinghouse) so we tried unplugging...

We have a small adjustable mortgage balance that will be adjusting in October. For tax reasons, we don't want to withdraw enough money to pay it off at this time, and so we've been looking at possible refinancing options. Pen Fed is offering a HE Loan at 5.99% fixed for 20 years. That rate...

We are trying to lock in some long term CD rates, but I'm having trouble getting anything done in the proper time period, especially with credit unions. First, you have to join and set up the account, then execute the paper work for a broker to broker transfer, and then wait for the current...

I'm pretty sure this is a dumb question on my part, but here goes. I ran our figures through the calculator at i-orp.com and I'm not sure I understand the results. The recommendation seems to be that we pull out of our tax deferred accounts almost twice what we would actually need and invest...

My daughter has about $15,000 in a 401K from a former job. Ordinarily, I would advise her to roll it to an IRA, but.....one of her investments is DODGX, which is of course closed to new investors. We both like that fund and feel it has a place in her portfolio. With that in mind, should she...