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Plus, right now I think this "third dose" (not technically a booster) is Pfizer only.

I used Macs for a long time, and I still use one regularly, But I built a Windows gaming rig in early 2017. It is still a very powerful system, and it remains to be seen whether Win 11 will even fully support it because it only has a seventh generation Intel processor, and at least the...

One thing to watch for is that some of them could generate a K-1 form, which can be a hassle and delay tax filing. Other than that, I don't have a problem with 3-5% of an asset allocation going to commodities as an inflation hedge.

I would pass on the tire rotation, but I'd still change the oil.

My wife is a pastor. About ten days ago, we lost one of our church family to COVID. She was 79 and fully vaccinated. She also had a history of cancer and asthma. Her husband caught it at the same time, apparently. He was asymptomatic and is feeling fine, other than the obvious emotional...

October on the PNW coast is a crapshoot. Sometimes it feels like summer. Sometimes it feels like winter. That said, it sounds like the central coast of CA is your best bet, something between Morro Bay and Santa Barbara. That said, here on the Oregon coast, we sometimes have our best...

Umm, let's not go there with the politics here, OK? You don't know what the OP values in terms of public policy. That said -- we are wondering if we will move east when my wife retires from her clergy gig here on the Oregon coast. We love it here, but between the earthquake/tsunami threat...

A big part of the problem is that the system, including this playoff system, makes that a self-fulfilling prophecy, so to speak. It’s easy to say the G5 doesn’t deserve a shot because they have not proven worthy, but they can’t prove it under the current caste system. It’s a variant on “no...

Wow, that sucks. I'd agree that if you can afford it, this isn't an amount that is worth fighting the IRS for, though I'd want answers from my accountant. But shouldn't the IRS be sending something like this by certified mail? When I was a postal clerk, we saw certifieds from the IRS coming...

I prefer the disc version because we are a “bilingual” household (Windows and Mac), so I like the flexibility of being able to install on either platform (or both, and double checking that the math comes out the same on both).

1. The BCS is no more. It has been replaced by the CFP (College Football Playoff) system. 2. If they want to be treated as a business, then they can be taxed like one, through the "Unrelated Business Income Tax". At least in terms of big time college football (and men's basketball), the...

They may still dominate, but others will at least have a real chance to break the dominance.

I think with a 4-team playoff, you obviously can't do that. With an 8-team playoff it's easy to make sure that each P5 conference, and at least one G5 conference, is represented. Then, if Alabama, Clemson or Ohio State don't win their conference championship, the "polls" can still make sure at...

Yes, that matters a LOT. I was the successor trustee for my mom's estate, and we had to divide it in four equal parts. Fortunately there were no fights about anything. Between that and our parents having the foresight to put almost everything in trust, liquidating the estate was not nearly...

Is there any way you can agree to a different division of the assets within the estate, or is the will clear that this isn't allowed? If a will is vague (such as "my estate divided equally between my heirs"), that doesn't have to mean exactly half of every item or account in the estate, as long...

This is how I choose to see it. Especially if that "someone else" needs it a lot more than I do.

Here's the thing -- and I say this as a postal clerk from 2013-18 who became intimately aware of the rules. "Thank you for your generosity" can mean a lot of things. It can mean just being nice to them. It can mean leaving bottled water and snacks out for them on a hot summer day. And yes...

Unless there was a way I could be given a massive insurance policy to pay out if seriously injured in a bowl game in my senior year, yeah, if I were a likely high first round pick I'd worry about losing $50 million because of a shredded knee, too.

As far as whether or not you make a separate bucket, it's mainly a matter of personal preference. The important thing is to have a cash flow that allows you to save up enough per month/year to more or less meet the occasional large expenditure, like a new (or lightly used) car, home renovation...

The medical system my PCP is associated with has told us that they will send us notifications when it is our "turn" to call them to get it. And yeah, the way I see it, for everyone who gets vaccinated, my chances of catching it drop (even if infinitesimally, though multiplying a very small...

It's not like we have to wonder if it's realistic, even if not the norm. We know it is realistic from the BCS days. We saw Boise State do it to Oklahoma in the 2007 Fiesta Bowl; we saw Utah (before they became Power 5) do it to Alabama(!!!) in the 2009 Sugar Bowl. It doesn't *usually* happen...

Yes, but since that "limit" of flesh is greater than zero, my point stands.

Same. My second shot gave me the "24 hour flu", or what felt like it, and some of the worst flu-like symptoms I've ever had. Still beats the hell out of shingles.

Well, sure. Insurance companies are that, too. Every extra layer of "middle" means another pound of flesh. But the takeaway is that every entity that intends to be made whole will be, one way or another.

It's all a shell game, really. All costs get reimbursed one way or another; there is just a lot of cost shifting. Insurers and providers won't just "eat" the loss without making it up somewhere else. If I have to pay a few bucks more for premiums in order to protect myself from massive...