Search results

I recently inherited an IRA from a relative. (Actually it is still in the estate but I will be distributing it to the estate beneficiaries shortly.) The problem is that the IRA did not have any designated beneficiaries so therefore it first goes to the estate and then to the beneficiaries of...

So if you are FI but not RE what's the excuse?

Jack Kirk, a local legend in the bay area running community who was famous - for running the Dipsea (the 2nd oldest foot race in the US and the subject of IIRC a Bruce Dern movie) - living a primitive life-style in the sierra foothills without electrical power or runnning water - scaring off...

There was a recent thread on what type of bike (the human powered kind) you ride. But as Lance said it's not about the bike. It's what you do with it. So what is your favorite ride? Long ride? Best bonk? Do you hammer the roads? Smash the single track? Or cruise the bike paths? Do you race or...

Confession: I've never tracked expenses or had a family budget. DW and I have always been pretty good savers, typically maxing out the before tax investment options as well as saving and investing a fair amount after taxes so I figured as long as the savings side of the equation is ok then I'm...

There is an interesting discussion going on at Vanguard Diehards. Check out the second of the two papers. It compares results for several SWR calculators, including FIRECalc. I was actually pleasantly surprised to see that 5 of the 6 calculators gave similar answers. MB http://tinyurl.com/ghcfe

There have been several recent topics questioning the wisdom of investing in the US.  What part of the world do you think offers the best investment opportunities?  (You may vote for two.) We have already heard some of the possible problems with the US. Some of the negatives that I have heard...

I decided to post this after reading the "Die at 80" topic: http://outside.away.com/outside/bodywork/200604/high-intensity-training-1.html It is an article from Outside magazine suggesting that brief, very intense physical exercise can increase natural human growth hormone (HGH) production and...

There have been several discussion recently on gold.  Just wondering what how the forum felt about it going forward?

I've been getting mail from an institution called Point Center Financial advertising 9-10% yields with "mortgage and trust dead investments." Normally this sort of stuff goes in to the garbarge unread but for some reason this peaked my interest. This is an area of investing that I know nothing...

This was also from Liz Weston's article on MSN. Kind of a pain to do the calculation but I found the result interesting. Also, accumulating a worth of 100-200% of your life time earnings says something about compounding and the time value of money.

Some information from an article by Liz Weston on MSN Money follows. The primary conclusion of a study of factors determining wealth is that savings is the dominant factor which isn't surprising. But I was surprised that other factors had such a small influence. Apparently it says that if you...

I would welcome any advice/suggestions/opinions on: (1) The benefits of international small cap exposure? How important is it? (2) A good vehicle to get international small cap exposure? (It would be in a taxable account.) I presently have 24% of my equities in international. (19% EAFE index...

Hi I'm MB, I registered about a month ago so I decided it was about time to introduce myself. About myself:  Age 48.  Have a DW, DD in HS and DS in MS.  Live in the SF Bay area and work for a mega-corp. Regarding investing:  I basically dollar cost average into funds in both my before and...

From the San Jose Mercury News: 55% - People that consider themselves disciplined savers 80% - People that admit to saving less than 5% of their income 49% - People that said cable/satellite TV is essential 46% - People that said a cell phone is essential 44% - People that said high speed...

In a recent post Brewer, ESRBob, etc. discussed (1) the fact that a few "worst case" scenarios determined SWR and (2) asset classes that may perfom well during stagflation. My questions is has anyone looked at the effect of a wide range of (hopefully non-correlated) asset classes on SWR? In a...