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  1. stargazer08

    Affordable Care Act free screening and cost sharing

    Today the administrator of my health insurance plan told me that should polyps or diverticulitis or any other abnormality be found during "free" colonoscopy preventative screening that I would be responsible for the entire cost of the "free" screening. I thought this was going against the...
  2. stargazer08

    Over funded HSA

    I found out this past weekend that my employer put too much money into my HSA. It's only $50 but we know how anal uncle Sam is about this kind of stuff. I won't go into the gory details on how this happened (not my fault) but when I called to get it fixed, I was told by payroll that they were...
  3. stargazer08

    back to work medical coverage questions

    I found the answer to the question I posted below here http://www.treas.gov/offices/public-affairs/hsa/faq_eligibility.shtml#hsa7 Looks like I can only have the HSA or employer insurance...not both. DH and I retired in July 2007. We purchased a HSA health insurance policy (10G ded) listing...
  4. stargazer08

    running a credit check on tenant

    Not sure if I'm posting this in the correct place. I know some people here are landlords. How does one go about running a credit check on a potential tenant? I searched on-line and came up with many companies offering this service. I see that some require a site inspection due to new laws...
  5. stargazer08

    ultimate act of sportsmanship

    A little pick-me-up if you so choose to read. If you can open the link, there are pictures that accompany this article. enjoy ESPN - Central Washington offers the ultimate act of sportsmanship - College Sports Central Washington offers the ultimate act of sportsmanship Hays By Graham Hays...
  6. stargazer08

    forgot to mail will to attorney

    DH and I had estate planning documents (will, POA, health care POA etc) drawn up in 2006. In the process of moving, I have come across both copies...which means we never mailed off a copy back to the lawyer. Does this mean these signed documents aren't official? I'm somewhat embarassed to call...
  7. stargazer08

    stimulus package

    Is all the talk about the stimulus package for people with earned income in 2007 or 2008? I haven't seen any information that would answer this question. Maybe it's right in front of my face but I just can't see it.
  8. stargazer08

    classic car insurance

    Just wondering if anybody out here has auto insurance on classic cars. If you do I was hoping you would share the company name. Thanks
  9. stargazer08

    This gal should win mother of the year

    Now this is what I call parenting! Mom sells rule-breaking son's car - Yahoo! News
  10. stargazer08

    forced community service?

    Can an employer take into consideration community service as part of it's overall employee rating if they do not offer the opportunity to perform said community service while being paid?
  11. stargazer08

    maternity & HSA qualified plans

    In helping my young daughter apply for a private HSA qualified medical plan, I was surprised that none listed on ehealthinsurance.com offered maternity coverage. Only BCBS offered the option to obtain this coverage for an additional fee. When I called United Health Care to inquire about...
  12. stargazer08

    HSA reimbursement questions

    Question 1. I was reading IRS publication 502 which mentions that drugs obtained or shipped from another country can't be included in medical expenses UNLESS the FDA announces it can be legally imported by individuals. Has the FDA made any such announcements for individuals? Guess I should...
  13. stargazer08

    young adult health care decision

    My DD will graduate this November. She received an employment offer which includes health care. $87/mo for PPO coverage with 300 deduct and usual 80/20 coverage. If she declines insurance, she will get $1300 that is taxable. DH and I feel it's best for her to obtain private coverage with a...
  14. stargazer08

    med ins application nightmare

    OMG!! I am in the process of filling out apps for individual medical insurance. I'm doing BCBS at the moment and the current question I am working on is "Has any person applying for coverage ever been hospitalized or been treated in the emergency room or had any physical impairment, deformity...
  15. stargazer08

    Insurance broker question

    DH (47)and I (44) are applying for health insurance in preparation for leaving our jobs on June 29th. I know we can apply on-line but thought using a broker would be a good idea in case the application is going to be denied...assuming the broker can keep an eye on the process and could pull the...
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