Search results

On May 17, 1999 I started seriously saving for retirement. In October of 2005, I had saved a total of $100,000. Today July 11th, 2007 I have saved $201,733.26! My networth is now at just over $400,000, not including my carwash.O0 Not a millionaire yet, but here I come! RW

I was in college for 7 years. Durring that time I did save, but only $20-$50 per month. When I turned 27 I started putting away $10,000/yr. Today I am 34, and put away $23,000/yr, and have $184,000 saved. I wish I had started puting serious $$$ away at 22. After reading "Millionair Next Door" I...

France has a wealth tax, in which you are taxed simply because you have resonsibly saved for the future. (it is based on NW) Does Canada have such a tax?

I love thinking of new ways to motivate myself. My wife and I are now focusing intently at paying off our land. (We built our house paycheck my paycheck) Tonight I took a picture of our land from google maps, and turned it into a grid. Each square is worth $2000. Currently we are paying off...

Every month I give away $1000, and save $2000. I refuse to stop giving, because I feel I have been lucky. As Warren Buffet says, I won the womb lottery. But secretly I wish I could invest 100% of my income.

I *love* seeing if I can get the things I need for free (or close to free). I would love to hear the best "scores" (garage sales or other wise) people have come home with. I will start. - I built my kitchen for $400! Thanks to dumpster diving, recycling, and garage sales. And to be honest It...

What do most of you, who are retired, do for health insurance? I am guessing most of you use high deductible insurance. rw

Have any of you read this webpage... http://www.retireearlyhomepage.com/mbti.html To be honest I think it pegs me. I am lazy. I make 100k a year, and live on 30K. I am good at saving, and good and looking productive. But to be honest I am lazy. There are weeks were I only get in a solid 10...

I was thinking yesterday. Why doesn't Vanguard create a mutual fund simular to what was discussed at the end of "work less, live more"? Or has someone? RW

I resently read the book "Work Less, Live More". I love it! It seemed from reading the book that his investment strategies applied more to the already retired. I have generally leaned towards growth stocks. I have figured that if the ecconomy tanks I will simply save for 5 more years. (I am...

I just lost my job. My whole department was laid off. We got a nice severence package (5 months). I should be stressed, but I am not. Some how I actually think I might come out ahead. In fact I am loving my free time. I guess I will need to find a job before my company quits matching my 401k...

In the book "Work Less, Live More" the author mentions that he knew someone that bought lifetime insurance which had a single upfront primium. Where/Who sell this insurance? Rodger

I am just feeling depressed today. I am not sure why. Maybe because I think work is borring. Or maybe it is because we are doing layoffs. Or maybe it is because I have my performance review tomorrow. Or maybe it is because my last spreadsheet said it would take more than 7 years more of work. Or...

The other night I made a huge mistake. There is an older golf course neighborhood by my parents house that I have always loved. We saw a cute house for sale, and found that it was $200K less than we had expected. Well now my poor wife has her heart set on buying this house. I am 7 years from...

I think if I play my cards correctly I will be able to retire at 40 years old. But part of me wonders if I am simply giving up. Then again I love staying at home working on my projects. Has anyone else retired this early? Do you regret it? Should I stay at work longer and keep saving more...

All my name is Rodger. I am very interested in ER. I think my finances are terrific. However all of my savings is in either a 401k or my IRA roll over account. If I retire before the age of 59.5 I will have to take a huge withdraw penalty. How did most of you deal with this? RW

Hello, My name is Rodger Wilson, and I am interesting in learning from those who have pulled this off on their own effort. RW