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My wife and I are going to be visiting Europe with family next summer. We’re going to have 10-14 days to ourselves before family’s arrival and hoped to explore Morocco, Portugal and western Spain. We’ve also considered flying into the Canary Islands before starting in Morocco. I have a feeling...

I’ve struggled a bit with tendinopathies for the past 15 years. Mostly medial/lateral epicondylitis (golfers/tennis elbow) I’ve had a case of golfers elbow that’s lasted 7 years now that never really went away after PT, steroid injections (not recommended any longer), dry needling, autologous...

I love cars. I like reading about em, watching videos of track runs on the recently released, head to head comparisons of amg vs m, etc. I’ve always wanted a new m3. In my quest to reach FIRE I’ve always held off buying one and tend to drive older Toyotas, which I love and would never be without...

I’ve always been interested in diversifying outside of the market with real estate, but never had an interest in managing properties. I’ve always asked my landlord/friend to keep me in mind with opportunities. He’s proposed we purchase a 12 unit property, but I would be the putting down the...

Anyone attended on of these many driving schools across the country whether it be rally or track racing? I’ve been researching the O’Neal rally school and of course skip barbers.

My wife and I are still working and have fortunately hit our number, but will likely not exit for the next one to two years (a thread for another day:-). We’re both in our mid- late 40’s and pay $1700 monthly for health insurance with a deductible of 10k. I’d obviously like to make the bleeding...

I’m 46 and I’ve reached my number, although I continue to work part time. My hope is that when I finally pull the trigger (likely within the next one to two years) I’ll be able to live off dividends instead of withdrawing from non retirement funds. To do this I would need access to my retirement...

Are dividend payments from an IRA account subject to a 10% penalty if taken in your 40’s? I know there are multiple ways to get access to an IRA without penalty, but I’m just curious about dividend payouts specifically. I’m in the early phases of planning a withdrawal strategy and trying to see...

I’ve searched the threads, but couldn’t find one directly addressing recommended/preferred HSA. I don’t see that Vanguard offers one. Honestly, I don’t even know how they’re set up or who manages/offers them. Can you guys suggest some companies that uses Vanguard funds I can research (and...

My accountant has made several mistakes as of late and I'm thinking of using turbo tax next year. I used it many years ago and appreciated it's ease of use, but for the last decade or so I've used an accountant as my situation became a bit more complex. My wife and I are both independent...

I've seen a few suggestions here in the past for books that review withdrawal strategies during early retirement, but now I'm having difficulty locating them. I have a great deal of confusion as to the most tax efficient approach, change in strategy based on market environment, maintaining MAGI...

My wife and I are planning to exit within the next 1-2 years. Early forties. We live on the east coast, but prefer west coast skiing, mountain biking, etc. We're hoping to take a few long road trips to hit some potential retirement cities. We both love living near the ocean so that's a priority...

Hi, I'm a 39 yr old ER doc and trying my hardest to create some passive income to follow me into FIRE. I have always functioned as an independent contractor while working in the emergency department utilizing a SEP to fund my retirement. I've recently opened an urgent care which is run primarily...

I am 39 yrs old and have around 900k in this record high market. I saved diligently until the market crash and then worked double time during the crash to keep socking it away. It paid off except I stopped. Once the market kept creeping up I foolishly tried to time it (actually was just afraid...

I've searched this thread and see no commentary on geoeye (geoy). Who likes this stock and would you buy now?

Sorry if I've missed a thread that would answer my question. I'm trying (as is everyone else) to shelter more money from taxes. I'm a physician who works as an independent contractor (S-corp with me as my only employee) . I'm 33 yrs old and I max out my SEP at ~$45,000 and save an additional...

I've searched around the site so I wouldn't ask a question that's already been asked, but I didn't find it...and I'm most interested in the young dreamers because that's what category I fall into...In general how much do each of you put away per year for retirement? This includes IRA's, SEP's...

Several of you responded on one of my earlier posts about the importance of disability insurance and umbrella policies...(see advice from physicians). Do you guys have recommendations regarding the best companies to go with? I have looked into disability insurance heavily, but can't decide if...

Hey guys, I'm a relative newbie here, but I've already gotten some excellent advice through one other post. I'm a new physician (32 yrs old) and have recently paid off my high interest loans and will continue to pay my low interest loans over the long haul. My wife is also a physician of the...

Hey guys, I'm new to the game. I'm a 32 year old physician (3 years out of training with a NW of 150K. I have been aggressively paying off my high interest student loans for the past few years as well as starting my long term investments with Vanguard (most index funds). My question is in...