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  1. W

    oil and gas

    IMHO Avoid limited partnerships. Because they are "limited", you have no say in how they are managed. Like previous posters, my Dad also got involved in "limited" parterships. Lost money.
  2. W

    Medicare Hacked, No diabetic test strips

    The "subcontractor" that handles Medicare, Part B. Got hacked. The "software" got hacked. Nothing to do with inventory or products or shortage. Safeway, Pharmacy, say's, they cannot "process" the paperwork to fill my prescription. I may try a different pharmacy. Thanks for the replies.
  3. W

    New Rules for Realtors

    Currently, in the process of selling Mom's home. San Francisco, Bay Area. Desirable location. Homes still sell in less than a week. $3 million range. So Realtor's commision does make a huge difference. Currently we are negotiating. Seller agent 2% OK'd by seller agent...
  4. W

    Medicare Hacked, No diabetic test strips

    Diabetes Test strips are covered under Medicare Part B. Since Feb 28th, trying to get my prescription filled at local Safeway Pharm. Was told, the 3rd party firm, that handles Medicare Part B was hacked. So they cannot fill my prescription for test strips. Pharmacist said they are still waiting...
  5. W

    RIP Tom Smothers

    Dick as "YO YO MAN". Skit. So funny. A really talented man ! ! !
  6. W

    SS at 62 with minors

    Been There. When I turned 62. Collected early SS. Had two young children. 1. Meet with SS representive to explain. 2. Your orginal post was correct. 1/2 of your SS each child collects. 3. When child turns 18 or completes high school. (one child was 19 when she completed (high...
  7. W

    Installing LED headlights on older vehicles?

    2001 Honda Odyssey. Changed to LED about year ago. Like night and day. Do it now. 1. Be sure LED lights are plug and play. Before, LED required "resistors". Now, MFG. have them built in. 2. For other exterior lights, be aware of "hyper flash" (fast blinking) potential problem...
  8. W

    Kidney stone treatment

    Brother just had kidney stone removed 2 weeks ago. Stone was stuck, at entrance to ureter. Kaiser Hospital. California. They used a laser to break up stone. Under General. In and out same day. Left catheter in for 3-4 days. Had a little blue string attached. Removel required quick pull.
  9. W

    Pre-diabetic?

    Been Type 2 diabetic, for over 15 years. So I know quite a bit. Will skip the details. 104. You are barely Pre-diabetic. You can keep your current diet. If your numbers get higher in the Pre-diabetiic range. Just cut down on carbs. Eat more complex vegtables and some...
  10. W

    Tax prep software offers

    Thanks for the post.:flowers: Just ordered today, 11/23. $ 24.99. Nice price:dance: I think Amazon was around $35, today.:mad: FYI: After Credit Card purchase, received email confirmation. Then received 2nd email. Said "Digital purchase" Gave me "Product Key", for digital download.
  11. W

    Current Covid Booster - September 2023

    Heard last week, only 2% of US population, have taken current booster. Wonder why?
  12. W

    Part D... What's the catch?

    Well Care: Buying Jardiance at Costco vs Safeway. Save approx. $ 89 for the 2024 yr. Watch out for the "donut hole". This fooled me. Your out of pocket expense is not used to calculate ($ 4660, 2023 yr) when you enter the donut. ie. The out of pocket expense are the "retail" prices the...
  13. W

    Part D. More than 1 Pharmacy

    Thanks so much for useful replies.
  14. W

    Part D. More than 1 Pharmacy

    Simple question: Part D. WellCare. Can I use 2 different pharmacies to fill my drugs. ie. Safeway and Costco. Costco has the better price for Jardiance. Safeway sightly cheaper for the rest. Will, WellCare insurance get confused? Thanks. :flowers:
  15. W

    Part D... What's the catch?

    I think Wellcare for 2024 has a higher deductible. For people with Tier 1 drugs only. Not affected. (my wife). Save $ Myself. Tier 5/6 drug. I pay the higher deductible. I think this is the catch: Zero to no premium. (2024 California $ 0.40 prem). Attracts a lot of new customers. If...
  16. W

    Waste Printer Ink Now Or Waste Ink Later

    Had same problem when I used HP cartridges. Solution. HP color laser printer. Never had "clog" issue again. Heard on internet. Bad things about current HP printers. Something about having to "subscribe" to ink, in order to get printer to work. ??? Anyways, heard Brother's laser a good...
  17. W

    New TV, what to buy?

    Costco. Hisense. 65 inch. Regular $399. Bought last year, sale. $349. Great picture. Don't be fooled by the price. TV is really good, Previously owned. Costco. Hisense. 55 inch. Which is why I'm sold on Hisense Brother just bought. Costco. LG. 55 inch...
  18. W

    Estate Planning cost and landmines?

    California. Bay Area. Paid around $3500+. Semi-complicated Trust. Lawyer specialise in Estate. Included what OP mentioned. But not future changes. Last Year. 2022, What we did. We wrote our "wish" list. Wrote down in normal english what we wanted. How...
  19. W

    Speaking of Medicare part D

    Also on WellCare. Part D. Can be confusing. Was only Tier 1. Generic. Deductible did not apply. No costs for drugs. Only premium $8+. THEN: Started Tier 5/6 jardiance. 1st prescription. 30 day. $500+ deductible applied...
  20. W

    Medicare Part D changes for 2024

    Live in California. Wellcare. Received the same premium notice. Was $8.10 New $ 0. But as others have mentioned deductible went up. Will have to wait and see what Tier 1 drugs will cost. (for 2023, all of wife's/mine generic Tier 1 drugs free). When I started...
  21. W

    I've got Covid.... The thread for your covid experiences

    Who is still worrying about covid?
  22. W

    Current Covid Booster - September 2023

    No more boosters for me. Have natural immunity.
  23. W

    Have you given up on DIY?

    My "exact" sentiment. Very few people understand by DIY philosophy when I try to explain the Why :dance:
  24. W

    Have you given up on DIY?

    Understand how you feel. 76. Still doing all of the maintenance other's have mentioned. Go to the gym. 6 days a week. Social/light workout. Noticed my "desire" "motovation" starting to slide. However, by forcing myself to "adapt", it keeps my mind and body much stronger than others my age...
  25. W

    Vaccines this Fall

    No. Got original 2 shots. + Natural immunity. Appear to be covid free for now.
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