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I didn't know there were cartoonist posing as corporate spies! (or is it the other way around?)

5 years - out of corporate America doing my own thing(s). Probably making less than I do now... possibly making a lot lot more. Guess it depends how much effort I actually put into my business endeavors.

Invest in your business-building knowledge so you can build multiple streams of income. I am a big fan of generating cash flow through passive sources, so that if my investments don't do well I've still got income. Then, if the cash flow does well, I can use that money to fund the investments...

We're planning a trip later this year and doing all of the reservations ourselves without any packages. I've already read through a lot of the threads on here about travel insurance, so I have some feel for things like we don't expect to need evac insurance (since we'll be in Sedona, AZ). I've...

Technically, you always have this option. When you're signing the intitial listing paperwork, there's parts of the contract where you specify exactly how much % goes to the buyer agent and how much % goes to the seller agent... though it is not always worded exactly like that. Most realtors...

Cluck University Chicken has been doing waiver-required hot wings those for years... the "911 Challenge" they call it.

Same here. Two glasses of Organic Non-Fat milk per day... last thing I want to hear is that it's bad for me! :) But even if it were, perhaps my "Prostate Optimizer" supplements by Jarrow might help offset the risk....

I don't celebrate it... nor any other holiday, birthday, anniversary, etc. Easy solution. I don't do anything different than a typical Monday night, except that I don't have to work tomorrow.

I thought about some of that stuff as well, but since a lot of our family genealogy knowledge is already limited there's not much loss on this side of the family. Also, my hope is that my descendants focus less on who I am or was, and who they are and their own experience in life. Of course...

I don't want one. Waste of resources. Honestly speaking, I'd be happy if somebody tied my dead body to a big rock and dropped me in the middle of the ocean/lake/etc. Bonus inheritance if they can do it using only natural resources they acquire first-hand without purchasing. Of course this...

As parents, we first started with Freecycle/Craigslist, not just for cost savings, but also because we like not contributing to consumerism *unnecessarily* We haven't checked as many labels as we should, but probably will start doing so after reading this thread. We've been eating as close to...

Current HOA does all landscaping, including gutters during the winter, etc. Replace roofs, repaint houses, and no assessments to cover it. They have it all budgeted in the HOA dues... a cycle where each year certain houses get their new paint, new roofs, etc. Sometimes even houses that look...

With the previous HOA, it was only 8 people... small, cheap, and therefore I had an actual 1/8 vote on all issues. Few HOA meetings unless some major issue came up, but they typically collected enough in HOA dues to ensure that assessments were few and far between. They only raised HOA dues...

When HOAs are run well, I don't have problems with them. So far the two I've been a part of have been pretty good. Our condo HOA had low costs and was pretty relaxed in general. Current HOA has average costs, but also covers re-roofing, external painting, and landscaping on our SFR. Neither...

I was going to point this out as well. Even at $1MM, the insurance company has a LOT invested in protecting you and/or settling for the lowest possible price. Even if you have $2MM in assets, they'll do their damned best to win and/or keep the total liabilities below $1MM so they can pay as...

I'm currently invested in two private mortgage fund companies and they've produced 7-12% returns consistently over the last few years. Closer to 7% this year, but all in all very pleased. As other posters mentioned, read everything in detail and understand what you're getting into. If they're...

My wife is just finishing up her first book, and I recently started writing mine. We have no advice for you, but we are going to keep up with this thread for the good tips! In watching her go through the process, it really is just about diligence...

I have a property in CA that I want to sell. We move to the PNW and decided to rent out our old home. I touch bases with my realtor every few months to try and gauge whether it is time to sell or not. *Very* recently he told me that this time of year is very bad for selling usually, and that...

Not as good as a smoothie store... but still probably pretty good.

Those are certainly questions I'm interested in answering. I'm not entirely sure what constitutes a "need" for supplemental short term disability insurance. I have enough savings / investments / 401k to cover us on a short-term disability situation if necessary (although I'd rather not cut...

Annual open enrollment for benefits is coming up. I have the choice to get either no additional disability benefits (other than what gov't normally pays for disability), or I can purchase supplemental disability insurance that provides 80% of my pay and costs me approximately 1% of my income...

Current donors include: Innvision: This is a local charity for when I used to live in CA - the help out the homeless but the part that draws me to them is they have programs that take them from homeless, ultimately to employed through a series of steps. monroeinstitue.org: Consciousness...

Good to know since this year was far different than ever before. 1099's, K-1s, rental income on what used to be a primary residence, moving to a different state, misc itemized deductions, having a child, starting a business... If I hadn't have gotten married last year, I'd wonder what there...

I love TaxAct Online. This year my situation is a lot more complex, so I'll be interested to see how it handles it. I was going to go to a tax preparer, but after posting on this board about my situation I have now decided that there's really no reason for me to get a tax preparer. I gather...

True. When I bought my Toyota Rav4 in 2001, the dealer said, "Most places recommend every 3,000 miles. Manufacturer says you can go as long as 7,500 miles. We recommend every 5,000 miles." As it stands, once I get to 5,000 I then start saying, "I should get an oil change." It then happens...