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  1. KM

    Order of conversions?

    We converted the account that had the "lesser" performing options first.
  2. KM

    Part D. More than 1 Pharmacy

    The doctor originally called them into CVS/Caremark and then I transferred them online to Costco (and then Walmart) once I saw the costs. The ones at Costco and Walmart are from the same doctor and only need 1 refill (if that) for the year, so it’s easy to remember.
  3. KM

    Part D. More than 1 Pharmacy

    Yup….I have 5 prescriptions spread across 3 pharmacies. My 3 main generic ones with Caremark One with Costco….no insurance used. Cost is $20 vs $130 with insurance at CVS/Caremark One was with Costco. Price was $30 (no insurance) vs $430 at CVS/Costco. Upon refill, they called because they...
  4. KM

    NFL: 2022 Season

    I’m confused? I thought they had and showed the video of the ref running onto the field trying to stop the play, but no one saw him or heard the whistle, so they play just went on?
  5. KM

    NFL: 2022 Season

    Lol, I’m well aware…..they lost to Cincy the previous weekend. I quoted Steelyman, who was also responding to a question about where were all the Pats fans…..
  6. KM

    NFL: 2022 Season

    I was just going to say the same thing. [emoji14] We had 16 amazing years, 9 Super Bowl trips, 6 wins. Most franchises would kill for that. The Pats fans I know are very grateful for those years and have no issues rooting for others in the playoffs. I was rooting for Buffalo. Kinda...
  7. KM

    Need Tucson Must-see Places

    Take a tour at the Titan Missile Museum. It was fascinating. Both DH and I thought it was the #1 attraction in the area. Tombstone is a little kitschy, but imo, worth the trip anyway.
  8. KM

    2022 Tax Program Deals

    Thanks!! Just grabbed my copy too!
  9. KM

    2022 Tax Program Deals

    THANK you! Much appreciated!
  10. KM

    2022 Tax Program Deals

    Ive always used HR Block Deluxe and had no issues with filing Schedules D and E. Now their website suggests I have to buy their Premium Edition. If anyone has HR Block Deluxe 2022, can you let me know if it is still supporting Schedules D and E? Hate to buy it and find out it doesn’t. I know...
  11. KM

    Is "avoiding probate" a scam?

    This is exactly what we did. We already have a will, but we own 3 properties in 2 different states. When we die, we didn’t want the kids to have to carry/maintain properties while waiting for probate. We also have a good chunk of change in joint account with Vanguard that doesn’t allow a...
  12. KM

    CDC has approved 4th vaccine dose for some people

    My first three were Pfizer. Had some gastrointestinal issues after the first shot, but was fine with the next two. Yesterday I got my second booster and opted for Moderna. Last night was the night from hell…. I started with achy body and then went into severe chills by 8pm. Had the heat up...
  13. KM

    Munich Recommendations?

    If you stay in Munich, I’d second the suggestion to visit Dachau. Heart-wrenching but such an important piece of history everyone should see. I lived in Salzburg for a year many years ago( so my opinion may be outdated) but I too would opt to spend more days there than in Munich. Even back...
  14. KM

    Youtube TV dropping ABC, ESPN, Disney

    We want all our local stations (including ABC) and ESPN. We watch those stations more than most others combined. I was already annoyed when YouTubeTV dropped the regional sports. Then they were fighting with NBC, then it was Roku, now Disney. So, we will be moving over from YouTubeTV to Hulu...
  15. KM

    Living in Two Places - Experiences, Factors and Issues?

    Main home in NH, condo in VA. Primarily due to grandkids. I try to go back and forth every two months as they are still young and actually enjoy seeing me. Weather has little to do with time in each place because DD in VA decided to have her child in July and DS in NH had his in Feb 🤦*♀️...
  16. KM

    Any Retirees in New Hampshire or New England Area?

    Meant to add…..we only use our air conditioning 2-4 weeks in the summer. The humidity here is NOTHING compared to VA or other places more south. Again it’ll depend on where in NH you are, but summers and falls are wonderful here. Winters….not so much. Springs are a mixed bag. And be prepaid...
  17. KM

    Any Retirees in New Hampshire or New England Area?

    I was born, raised, worked and retired in NH. Seacoast region. It’s pretty easy to winterize and leave for the winter. We’ve done so for the past 8 years. Shut off water, some anti-freeze in your traps, and keep the heat 50 or so. But yeah, you’ll be paying a heating bill even when you’re...
  18. KM

    Delaying or Skipping Dental Implant?

    I had the same issue with the same tooth. I opted not to replace also and everything has been just fine. Mine was close to 15 years ago. In another situation where it wasn’t the back molar, I opted for a bridge. I have a hard enough time in a dentist chair as it is. Just the thought of...
  19. KM

    Poll: Do you have a pension?

    Both DH and I have corporate pensions totaling about 75% of our expenses. Could have been more had we stayed past 55, but neither of us felt it was worth it. We started DH’s SS last year and now we have 100% of our annual spending covered. So now our investments are for….well…whatever we want...
  20. KM

    Roku/YouTube TV

    Meanwhile, YouTube TV has sent this out. I feel like a child watching their parents fight [emoji849] “Hi, Our goal with YouTube TV is to offer you the content you love, delivered in the way you want — including on all of your favorite devices. To make this happen, we enter into agreements...
  21. KM

    A personal Covid Experience

    I’ve been following this every day and saying a prayer every evening. So very happy for your family that Jeffery is finally home!!
  22. KM

    Poll: Have You Had A Covid Vaccine?

    Too young (63), too healthy (one co-morbid, NH requires two...), not working in healthcare or schools. So I don’t expect to get anything until late April/May. I do wish it were sooner, but it is what it is. The good news in everyone I know whose been “eligible” has had no trouble getting...
  23. KM

    Water meter on neighbor's property

    Being a private road, this may not apply to your situation at all....but I’d be very careful what I put by a roadside. Especially if it’s not your property and Neighbor#2 is friends with Neighbor #3. I sat on a jury where a man put some rocks on his property by the road for whatever reason...
  24. KM

    Anyone Order from AliExpress?

    Just an update from my order..... DH just brought the mail in and tossed a package on the table. I wasn't expecting anything, so I was kind of surprised. Turns out it is my package from AliExpress. I ordered pieces from 6 different shops but they put all of the packs in one package before...
  25. KM

    Anyone Order from AliExpress?

    Timely thread! I just made my first order in December. Some LEGO knock-off pieces to do a very small MOC (“my own creation”). Didn’t spend much, I considered this a trial run. Everything has shipped...just waiting to see if I ever actually get it. If I don’t, my credit card company will...
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