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  1. dessert

    For those of you who use the Apple ipad????

    Our new ipad recently began receiving a pop-up that locks up the ipad. Here is a link to a picture of the pop-up. https://discussions.apple.com/thread/6975779 The only way to get rid of it is to turn off the ipad and restart it. This is only temporary as it will return a short time later...
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    Is this a wise "keep it simple" idea?

    Here is a general question I have about investing. I have an IRA that I am not taking anything from at this time. I also have a non-qualified account that I am using for income. I recently had a good percentage of this account in municipal bond mutual funds that went down about 7% in a...
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    Forum is very slow all of a sudden?

    About three weeks ago all of a sudden I am seeing advertisements from AdChoices below the forum toolbar. At this same time the forum became very slow and it is very annoying. Did this just happen to me or are others experiencing the same thing. I thought maybe it would be temporary but no such...
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    Has anyone signed up to be a member of Fidelity's Greenline Forum?

    I have been invited to sign up for this by Fidelity. I won't go into the details but it is basically a feedback forum on improvements by Fidelity etc. If you are participating you already know about it and I would like to know if you like being a participant or not? Would you recommend this to...
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    How to save $$ on Auto Insurance after RE

    I retired last April and just recently contacted my Auto Insurance Agent to inquire about a status change. I let her know that I had retired and asked about reduced rates on coverage. She called today and let me know that I would be paying considerably less since I was retired. (don't remind me...
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    I'm trying to learn how to display pictures

    So this post is a test. If I'm lucky we should see a rhododendron. Hey this test was a success!
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    Why are muni-bond mutual funds tanking?

    I bought into four of these funds in January of 2010. Each month this year the NAV went up and the dividends were paying out well. I was very satisfied with them. Then right after QE2 announcement, I noticed that they became very volatile. They would swing much more downward and bounce back only...
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    Update on my pending RE

    I thought that this might be a good time for an update. Here is my original thread. I had to start a new one because it wouldn't let me update it. http://www.early-retirement.org/forums/f30/young-dreamer-at-new-personal-milestone-48471.html First off, I changed my date from January 31st, to...
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    Young dreamer at new personal milestone!

    Well, today is an important milestone for me. 365 days to go.......till ER. Now I feel like a forum member as I can see the light at the end of the tunnel. Some of you have been there and some will not be here for quite some time but for me, it's an important milestone. I have not felt like I...
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    Now we have to view commercials when we go out to the Movies!

    Trombone Al started a thread about commercials in the videos on CNN so I thought I would start this new one. We went to the movies this weekend and had to sit through at least 15 minutes of actual "commercials" before the movie previews came on. Now I don't want to grow up and be an old...
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    Dividends vanish in thin air......

    I know a lot of folks here have (pssssst) Wellesley and I read a post somewhere that its' latest dividend fell 5% and this fellow was complaining about that. Well a lot of us here might also have Fido Freedom 2010 which I had been thinking was a lot like Wellsley but listen to this....the...
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    FLTMX a good choice for this situation?

    I have cash that I do not want to put at great risk right now and I am considering purchasing FLTMX. This is a municipal bond fund. I am looking for something better than the money market that it's in now. I don't need this cash for a year and this is non-qualified account and I am in high tax...
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    Does the "Bogleheads guide to Investing" book have an error in it?

    I am reading the latest version of "Bogleheads guide to Investing". On page 132 it says that the 401K contribution limits for 2008 are $16,000 with $6,000 for "catch up" limits for us over 50. I was really surprised to see this because I have already been limited at $20,500 for the year (401K...
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    Finally!....Digging out from the "Gustav" hole........

    Well, out of commission for a week! Gustav did a number on this area. Personally my home came through with just a little damage that I can repair myself. My yard was totally trashed with limbs, sticks and leaves. I'm not complaining though because others in close proximity had major damage to...
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    Mondays are getting tough for some reason.

    30 years on the j*b, 2 years to RE, only 1 year on this forum and I think that I am being influenced by a bad crowd! ;) Every day has always been filled with w**k and I never seemed to catch up. I always felt like if I was doing anything other than that, then I would feel guilty. All of a...
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    Question for Fidelity Customers about "Financial Engines"

    My 401K is in Fidelity and they have provided us with a link to another website company that we can utilize to help us with asset allocation. The site is "Financial Engines" and the person behind this is Bill Sharpe. Here is cut and paste from the site: Founded in 1996 by Nobel Laureate Bill...
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    Where can the uninformed learn about "tax advantaged" investing?

    I keep reading posts where references are made to selling mutual funds to reduce your tax liability. It leaves me wondering how the "do it yourselfers" have learned how to do this. :confused: I guess the bottom line is "I'd like to learn this myself and would like to know where to get this type...
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    Could someone help explain these Mutual Fund expenses?

    Here is copy straight from morningstar snapshot of a mutual fund. Could someone explain the expense ratio as shown below? Are 12b-1 fees normal or unusual? What is considered a high 12b-1 fee? I have read where anything above .25 is considered a "load fund". Why are there two different expense...
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    Will the housing slump affect Lake Front Property??

    Listening to all of the bad news about housing these days, do you all think that Lake Front Property will lose value in the near future? Do you think this slump will place a lot of lake properties on the market this year resulting in lower prices? If so, might be a good time to be looking.
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    Question about "Work Less, Live More".....

    I’m looking at Bob Clyatt’s “Work Less Live More” advertisement on the site and I am seeing small differences in price for used books. Then I see another large price jump for a new version. That is self explanatory but I am wondering if these are all the same book or are there different versions...
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    Mutual fund fees.....how often taken out??

    A fund says it has an expense ratio of .67% so my basic question is "how often do these fees come out of your investments"? Is it monthly, or daily or something else?
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    This is only a test....

    I'm trying to create an avatar. Just seeing if it worked.
  23. dessert

    Has anyone changed to Hartford?

    I am thinking about changing auto, home, and umbrella policy to Hartford Insurance Co. Has anyone else done this? Is there any reason that this would be a bad idea?
  24. dessert

    What have I learned so far?

    Age is 56, plan to RE at 59. I found this site because I was searching for information about how others were doing financially and to compare my situation to theirs. I have been getting my ducks in a row recently and am trying to plan for RE. Since I found this site I downloaded a recommended...
  25. dessert

    Confused about email on profile.

    I'm new here and my email address is on my profile. Am I the only one that can see it? I have checked the box that says "hide from public", but it looks like it is not hidden. Is this normal?
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