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My son filed on 2/14, and is expecting a 5 figure refund. According to that article, they won't give him the time of day until at least April 25. I have a friend who quit his 25 year position at ABC company to work for the IRS in March 2020. I haven't spoken to him since, but I just sent him...

I found the OP's post to be very amusing! Probably because it makes fun of old people, which is kinda who the majority of us are 'becoming", day by day., YES???? Tiptoe-ing into oldness is quite an enlightening journey. I remember my dad telling me once "getting old sucks", and my inner...

Sacrifice is unique to each individual. I sacrificed a long work week filled with stress and madness and many late nights. I sacrificed a lack of personal life and balance. I sacrificed heart palpitations and upset stomachs. In return I got more time with my family, daily interactions with...

My first sting This is the best thread ever! I just had my first sting this week too, on my collarbone, right after I took off my veil. Good to get that behind me. It hurt for 5 minutes, then itched for a few days. Unfortunately, I was told the spot where I got stung is not a "bad spot", and...

Learning about bees Hello bee peoples! I was going to dive into beekeeping this spring, and got overwhelmed with how much important knowledge one needs. Soooo, I talked to a local apiarist who teaches at an educational farm, and lo and behold, he was beginning to offer apprenticeships. I am...

YCC summer of 1979. We camped in a tent, and woke up each day to build trails, thin the trees, and build grouse houses. Dirty, sweaty, hungry, ate ramen and canned pudding, I loved every minute of the 4 week gig.

I suspect you have to verify a hardship to get the subsidy on the front end. "For most tax credits, people apply for the credits when they file their taxes. However, because the cost of insurance is so high and many low and moderate income people would not be able to afford the coverage...

Medicaid and other income-based assistance has never used averages, I doubt ACA would do that. But never say never.

This is incredibly useful (with favorable results for me), thanks guys!

100% ditto! So frustrating...:facepalm:

My sentiments exactly, and SO very well said! I will split out an item if it is exceptionally expensive (ie; a generator purchased at Kroger goes under misc, not food).

I used the coffee simply as an example. Out of context, it sounds like I am a nit (which I am, sort of)! The ex was a huge spendthrift (well beyond food), and I was not. The 'strong pot" was about 1/3 lb. of (high end) coffee per pot, which I felt was wasteful. He didn't enjoy the stuff...

I needed to read this thread! I've tracked my food expenditures for years, and it is only recently (6/10 FIRE'd, 5/11 began to live a single life) that I felt obliged to stick to a limit. Prior to that I just got too frustrated with trying to convince the spouse that his daily "strong pot" of...

I actually landed a part-time job in ER, and accepted it only because it seemed to meet the "dream job" requirements for me: working for and with kids at summer camps, in parks around the county. HOWEVER! It felt like a grind very quickly, the rush hour drive, the need to dress up, the office...

My figures are almost exact as Ally's. I based mine on my 2010 retirement at age 48. Good to know the numbers are consistent. (FRA is 67 for me).

i just re-read this old thread, http://www.early-retirement.org/forums/f30/nationwide-casting-for-most-frugal-folks-57264.html (which is locked), and therefore it is with trepidation (I am being facetious...!) I announce that I am one of the freaks TLC was seeking. My episode will air in late...

This thread got me curious so I looked at all my policies and WOW: homeowners - where I reside - increase 0% homeowners - 3 rental properties - increase 0% auto - increase 0% I insure with State Farm. YAY ME! :smitten: Now...if I could get some serenity around my health insurance...my...

Simple Girl, Your journey is tenderly on my mind. I came here to FIRE today to escape thinking about some things in my life, and there was your thread. I thought I was fine this morning, but there's those darn tears again...I have a biopsy tomorrow on 3 complex cysts. Like you, I am being...

Didn't you see her response? She got some nibbles here! Why so many comments about this not being a forum for finding frugals? Seems to be a recurring topic of convo in the threads. And to Travelover, you united "freak" and dumpster diving" in the same thought, so to that I say rut roh...

If you had titled the thread "FIRE as an enabler for Divorce", I'd have an opinion... My spouse was loose with money and I was not. We kept most our finances separate, per my request, foreseeing problems if we blended. Twelve years of marriage later, I FIRED on June 1 2010 after diligent...

My employer-paid insurance stops in November (part of my severance package) and I was told by the insurance company (Anthem BCBS) that I would be quaranteed an individual policy beginning in December without underwriting as long as I have maintained my employer-provided BCBS policy for the prior...

My post-retirement jobs evolve. Yesterday I worked THREE of them: 1. bending over plucking dandelions in the rain 2. hand-sorting 20 pounds of 50 years worth of "tinkering" into- screws bolts nuts trash 3. drinking beer as needed to accomplish 1. and 2. above Today's...

To Kcowan: all this craziness is just in the last year. Based on the first 12 years of general happiness, trust, and and serenity, I did not realize I needed to be on the lookout. He was slick, really slick. Until he wasn't, haha. Thanks everyone for the humor, it helps!

What gives me stress in retirement? Well, NOTHING for the first 9 months, then it was having the RUG pulled out beneath me that is giving me PTSD. I retired early with the full faith and support of my spouse, who would stay employed and cover my insurance needs. I have spent the last 3 months...

Since y'all are talking about garlic, and the theme is money saving tips, my tip is to grow your own garlic. Its so easy and it keeps on giving! Plant in the fall and then pretty much do nothing (except water as needed) until the following August. I have 60 bulbs coming up. Keep 50 to eat...