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I'm a bit more optimistic about the health care issue being resolved by the time we FIRE, but I'm also 30 with a target retirement age of 50. Never ceases to amaze me that we can cure dread diseases, invent nuclear weapons/power, put people on the moon, and launch the Internet, but we can't...

That's my only anxiety in the wake of your post, but It looked like the best bet for my situation based on my research, and it's the most popular format for other freelance researchers that I know. Worse comes to worst, I haven't gotten any revenue, so I can dissolve the LLC, file as an S-corp...

I have a friend with a Ph.D in English/Gender Studies from a tolerably good university who recently spent the better part of a year homeless because he couldn't find an adjunct job that year. This past year he got an instructor position that paid his expenses and not much else. If he doesn't get...

Fortunately I'm on a nonprofit board, and I'm pretty sure our treasurer is a CPA (I know she has a degree in accounting). If not there's a good CPA friend of the family I should be able to use. The lawyer thing may be a tad trickier to sort out--but I think that I can probably ask either the...

One of these days I may get up the guts to do Lasik, but only if I have enough money to get it done at the eye institute at the local teaching hospital (they were one of the first in the country to do the procedure)--There are certain things that I do NOT bargain shop for.

Very timely thread for me--I'm in the process of launching my research consulting business--right now it's a sideline to my day j*b but if all goes according to plan I should be able to transition to full time in 2 1/2-3 years. For those of you who are self-employed (especially those of you in...

Agreed. About a month ago DH had enough of his micromanaging boss, 60+ hour weeks, the inane decisions that were being made without his input (though he was ostensibly the "project manager"), and the repeated promises that life would get better "in a few months". After a particularly insane week...

We've been rationalizing procrastinating on the Will front as we don't have a house yet, all our accounts are joint and there are no kids in the picture. I'm calling a lawyer next week after we get back from our vacation.

Ditto.

Just don't tell anyone I shared that deep secret of the feminine psyche, or they may take away my key to the jacuzzis they hide in all ladies' rooms...

I genuinely don't get women who do that. (or men, but my gender seems to be far guiltier of it in general) Unless you really don't want to go to the Art museum, but really just want to passive-agressively sublimate your desire to go to the art museum so you can be a martyr about it...

*shrug* Fewer RE-ers means it'll be easier to score a tee time and that sweet vacation home. I may keep up my consulting practice part-time after I "retire", but billable hours will have to fit around volunteering and walks with friends.

20 years ago all american poor could afford was a bare subsistance diet. Today they can afford/have access to junk food--often even cheaper and more available than good food. Watch Supersize Me sometime, to see what I mean. When I worked the welfare office there were a half-dozen fast food...

It is. We're still not convinced that a pool is worth it to us, and we're actually looking at some new construction that's happening at about the midpoint of our commute, though that house is staying on the short list. I think I said some nasty-ish things about "cookie-cutter subdivisions"...

Re: Pubic Apology :o :o :o :o :o

*applause* So, so true.

Fair point. Part of why ours was so low is that I'll be staying at MPOW until I'm vested in my health plan and we're covered (free for me, cheap for DH) to 65. Mortgage should also be retired before we are, but I left those numbers in my calculations for extra padding.

I went to Beijing, Hangzhou, and Shanghai last fall with my T'ai Chi school--very much a regimented, guided tour kind of thing. That was fine for a first taste of the country, but...I hope to go back in a year or two on my/DH's own much like you guys--do Beijing in more depth, spend more time in...

1)20K bare-bones, currently spend about 28K, 30-35K ideal FIRE cash flow with travel, etc. 2) 2 plus 1-2 cats 3)OK 4) working away, FIRE in about 15 years.

:o you are an evil, evil man...

I was born with several ridges on my left thumb. not a biggie except that i get hangnails on that finger a LOT and they sometimes faze manicurists (though I haven';t had a manicure in at least a decade, so... *shrug*)

The best part of my part of the country is that we have access to some fine pork AND beef barbecue options, being about equidistant from Dallas and KC. I care a lot more about how well it was prepared than whatever critter it came from. Dang, now I want to go grab a brisket sammich for lunch...

I'm pretty much with you. I wouldn't call my drive unhealthy (it helps that I commute in the reverse direction to most people and have a nice scenic drive through the country), but after almost 2 1/2 years, it's starting to get a wee bit old. DH's drive is so short now (<10 minutes) that he's...

The power companies have been saying "soon" since back when I was in Telecom (99-02). I wouldn't hold my breath if I were you. Then again, if it happened we'd probably make the switch assuming the price were right--one less utility vendor to deal with.

Welcome aboard! And there are more of us young LBYMers floating around than you might think...