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Greetings. I have retirement portfolio that includes a bricks and mortar commercial/industrial real estate holding that is a major compent of my retirement income. Its value compromises about 1/3 of the value of my total retirement portfolio. The other 2/3s is at Schwab with equity and fixed...

Can I do this and if so, how? Thanks.

When you cook dinner on an average night do you: 1. Look through recipes and then go shopping for all the needed ingredients for the chosen dish. 2. Go to the store and buy what looks good and hope you have whatever other ingredients needed on hand at home. 3. Buy everything...

Our 30+ child (single) asked for $2,000 in order to help with refinancing an existing mortgage. The refinancing is an optional event. On one hand we think it is beyond the time when retirees like us should be asked to help out with money, but on the other hand we want to help our children. This...

Blue Cross and Blue Shield standard option self and family. They have been doing a good job keeping the premium increases low, I think.

Our 25+ year old cuisnart food processer's bowl cracked a few years ago and I was able to replace it by finding the replacement parts on line. The new parts never never did fit right and I broke one. So I decided to just buy a new food processor. I decided on and ordered a KitchenAid 12 cup...

YouTube - Lew Dockstader I posted in this on another topic but I like it and thought I would post it separately.:flowers::)

I did a consulting job a while ago and just got my check. I was happy (it was a good size amount) but then I was a little nostalgic in that it most likely was my last ever earned income. Shouldn't I need to feel productive in other ways now. Don't we all want to be "productive"?: productive...

https://www.merriman.com/misc/privacy.asp I am hoping to get a few opinions on this privacy policy. This is from their website. Is this fairly typical? It seems to me that it is a stretch to call it private. Especially, this wording: "Furthermore, we restrict access to your non-public...

We had a sermon at our church that was very anti-retiree. Basically this guy preached that Christians should work at something till they drop dead. Anybody who doesn't is questionable. It was effectively delivered. Unfortunately for me, I just happened to return from a 3 weeks from the coast of...

My wife, who sings, plays the guitar, wears funny hats, etc. retired about the same time I did has become very popular in our small town. While I have concentrated on fishing, kayaking, hiking, cooking and getting up when I felt like it, she has focused her efforts on performing at nursing...

I ordered a strip steak at a fairly upscale restaurant. They asked me "how would you like that cooked?" I said "medium rare". The steak was certainly not well done, but definetely medium. I could have: 1. eaten it and said nothing:angel: 2. comlained and then eaten it:frown: 3. tell the wait...

I see more and more of this type of conclusion. Especially what I hear about the new health plans. Am I being overly suspicious? Save Swine Flu Drugs for Younger Patients, Study Urges - Yahoo! News

Or both? In other words, does one just use actual cash receipts of dividend and interest income received, or do a more lengthy exercise of looking up each individual security in the portfolio and ascertain what the payout has been using a third party, (e.g., go to Yahoo Finance click on...

I have a commercial rental property I consider part of my retirement holdings. I also have REITs (commercial real estate) within my retirement portfolio. I never considered looking at the asset allocation percentages with everything as a whole. On a combined basis I figure the rental real estate...

This is from an authorized Sony Repair Service 3 towns away. Could a regular TV repair man fix it? Then got car inspected and needs a new $650 muffler system to pass inspection, the vet for 2 dogs and cat for last 2 trips was $500+, house needs painting at $6,000 (partially budgeted for) and...

I am not real clear on TIPS rates. I am thinking of buying some. Can anyone confirm that this page indicates the TIPS auction next week indicates a base rate of 3.3% for 7 year tips? Recent Note, Bond, and TIPS Auction Results

This is a big decision that has many years duration. Do we spend hundreds on small paint sample cans? The house already looks like a crazy quilt on one side from painting patches of sample colors. We have a funny looking house now.

I have a lot of teeth missing and wear dentures. I am leaning toward dental implants and crowns on existing teeth. My dentist recommends this. It is hideously expensive. My years left to chomp away is probably 20+-. It will have to come out of my retirement portfolio. We need a kitchen redo...

During the last 2 years I have taken my annual distribution requirements (about 3 1/2% of portfolio balance) by utilizing my home equity line of credit (rate prime -1) rather than drawing off the portfolio. When I look at my portfolio I mentally subtract the balance of the home equity loan and...

I like the simple idea of only taking the investment income (dividends, interest and cap gain div.) to cover the gap between annuitized income and spending. My quandry is I don't know at what point I say- this is my principal. Over the years I have had so many ins and outs to the "principal"...

We are thinking of doing a complete kitchen remodel. We are both retired and at home most of the time. We both love to cook and really need the old kitchen remodeled. How do we live with workmen coming to the house at 8AM everyday for 6+ weeks and taking over the section of the house where we...

If you can even believe this report. I calculate the current value of it to be about 247 billion based on this report that says the US owns 260 million ounces of gold. Current Report: Gold Report: Publications & Guidance: Financial Management Service With the numbers being tossed around these...

LBYM meant "living beyond your means". It seemed to be the better choice and things were going swimmingly. "Beyond" had a much more positive and lofty connotation than "below". Nobody ever told me. How was I to know? Now I got to double down on this freakin "LBYM!

Just saw this guy on Glen Beck show on Fox. Of course he claims to have predicted everything and is now predicting food riots, depression worse than the great depression, etc. all in the next few years. Celente Predicts Revolution, Food Riots, Tax Rebellions By 2012 Just what we needed! Anyone...