mountainsoft
Thinks s/he gets paid by the post
My wife's pension will pay about 60% of our expenses when we retire. The rest will come from our retirement savings for the ten years or so until we can get social security. Once we're getting SS we won't need our retirement savings for daily living expenses anymore.
At that point, would it be crazy to go 100% stocks (VTSAX for example) with our remaining portfolio?
I ran some simulations in Flexible Retirement planner (10% return, 15% deviation) starting at age 69 (after we're both drawing SS) and saw a dramatic increase in portfolio sizes with no portfolio failures (100% success).
It looks good in calculations, but I wonder if I'm overlooking something.
At that point, would it be crazy to go 100% stocks (VTSAX for example) with our remaining portfolio?
I ran some simulations in Flexible Retirement planner (10% return, 15% deviation) starting at age 69 (after we're both drawing SS) and saw a dramatic increase in portfolio sizes with no portfolio failures (100% success).
It looks good in calculations, but I wonder if I'm overlooking something.