walkinwood
Thinks s/he gets paid by the post
It will be great to hear how your budget (SWR v/s actuals) fared in 2009.
In response to 2008, we had reduced our 2009 budget by 13%. We came in at 83% of that reduced budget. But what makes me ecstatic is that our expenses were just under 4% of our portfolio value on Jan 1, 2009.
I can't tell you what a great confidence boost that is! I feel we can pull off this ER thing. However, we'd rather spend a little more and we're both going to work a bit in 2010 & maybe even after that.
We didn't travel much after we put on the brakes in Feb though we still got in a couple of nice vacations. We watched what we bought for ourselves, but we ate & drank well, entertained freely and had a great time close to home.
We spent some time during the latter half of the year looking for work. I've managed to land a job that has the potential to be ideal for my current situation, and DW has a few promising leads.
All in all, 20 months after leaving our full-time jobs, I feel great about our finances.
Please share your financial experiences in 2009.
Happy New Year!
In response to 2008, we had reduced our 2009 budget by 13%. We came in at 83% of that reduced budget. But what makes me ecstatic is that our expenses were just under 4% of our portfolio value on Jan 1, 2009.
I can't tell you what a great confidence boost that is! I feel we can pull off this ER thing. However, we'd rather spend a little more and we're both going to work a bit in 2010 & maybe even after that.
We didn't travel much after we put on the brakes in Feb though we still got in a couple of nice vacations. We watched what we bought for ourselves, but we ate & drank well, entertained freely and had a great time close to home.
We spent some time during the latter half of the year looking for work. I've managed to land a job that has the potential to be ideal for my current situation, and DW has a few promising leads.
All in all, 20 months after leaving our full-time jobs, I feel great about our finances.
Please share your financial experiences in 2009.
Happy New Year!