On me my friend.
Delicious, thanks
On me my friend.
Note my sig line.
Since retiring in mid 2005 and moving to a very conservative AA (40/55/5) I've used a different ruler to measure my annual investment returns. Rather than a percentage, I track my portfolio to see if it is larger or smaller (after withdrawals) than it was the previous Dec 31. My results:
2005 - Yes
2006 - Yes
2007 - No
2008 - Oh No!
2009 - Yes!
2010 - Yes
2011 - Yes
2012 - Yes
Delicious, thanks
Doing the year end analysis because it is 12/31/2012
Performance of Benchmarks in 2012
DJIA 7.3%
S&P 500 13.4%
NASDAQ 15.9%
FTSE 100 5.84%
Barclays bonds 5.66%
How did your investment do against the indices?
Note my sig line.
Since retiring in mid 2005 and moving to a very conservative AA (40/55/5) I've used a different ruler to measure my annual investment returns. Rather than a percentage, I track my portfolio to see if it is larger or smaller (after withdrawals) than it was the previous Dec 31. My results:
2005 - Yes
2006 - Yes
2007 - No
2008 - Oh No!
2009 - Yes!
2010 - Yes
2011 - Yes
2012 - Yes
2.9% for 2012 , I panicked once during the year and moved all my TSP portion to the G fund. I need to remember (and stick to) asset allocation.
Thanks for the blast from the past. I read the thread again, and had to add a new chapter to this conversation at the start of 2012:The equivalent thread last year was this: http://www.early-retirement.org/forums/f28/how-has-your-portfolio-done-in-2011-a-59117.html.
Quite a few reported losses last year, and many with gains of just a couple of percents above the 3% inflation. This year's inflation is less than 2%, and most people have reported greater than 10% gain nominal.
And who'da thunk. But it turned out that my international funds were the top performers in 2012. Especially OAKIX, which had the most exposure in Europe and Japan and blew away all the other funds with a 29%+ 2012 return.Audrey , I always admire your knowledge so may I ask " Why are you buying international stocks while Europe is so shaky " ? I have been shying away from them due to the instability .
I had a 401k at a previous employer and an IRA that did pretty well for the year, I just did combined them into the TSP in Mid Dec that actually lifted the G fund up to the 2.9%. I took the changes from the Jan 1, 2012 balances from the 401k, IRA and TSP(along with the monthly disbursements) and the balances from 12/31/12 TSP (all monies now in TSP), then divided that into yesterdays TSP amount. Probably not the most accurate math to determine year end yield, I for the most part broke even on the year, took out all of my gains in monthly disbursements. I am about ready to change to 50% in C&S and 50% in G&F.