Most of you good folks should take a bow for your good performances.
My measly 5.7% YTD still looks pretty good to me on a 50/40/10 portfolio.
My measly 5.7% YTD still looks pretty good to me on a 50/40/10 portfolio.
According to Fidelity's OpenFolio stats:
1 year returns for
50 - 64 year olds .67%
Average investor -.02% ....
According to Fidelity's OpenFolio stats:
1 year returns for
.....Top 25 percentile 15.63%
7.18% YTD using XIRR. Moneychimp calculator was 7.09%, so pretty close.
Emerging market equities and bonds have been strong albeit it not a huge part of my allocation, and investment grade bonds have been poor performers (but still positive).
7.09% YTD. Just a bit above our benchmark.
My cash is now at 46%, and bond at 2%. My stocks are doing well, and that makes up for the lousy cash.
Wow, what a coincidence! I just computed my number to be the same. It's actually 7.0896%.
I don't think I do too badly, considering that I hold a wad of cash earning very little, and very little bond. My cash is now at 46%, and bond at 2%. My stocks are doing well, and that makes up for the lousy cash.