NW-Bound
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jul 3, 2008
- Messages
- 35,712
Fuschia is a nice color, but I could not picture in my mind a kitchen with so many cabinets in that color. The Web came to the rescue.
But one thing that has caused some head scratching is how much the food category has shrunken in dollar amounts over the years. Is it food price deflation, my wife getting better in shopping, or we eating and drinking less and less each year? I think it is the last 2 items.
Yes. I think old people are like an engine that's been broken in, and has higher fuel efficiency. Well, maybe not the highest efficiency, if it cannot be rev'ed up to the same high RPM. Idle speed only, or maybe no higher than 1,500 rpm.
It's too bad that when the engine can idle on the least amount of fuel is when it is also worn out and may throw a rod anytime.
Next year I hit Medicare and the 15 grand a year for insurance gets cut in half - woohoo!
Well, maybe...... DW and I are on Medicare. With IRMAA, we spend upper teens annually on HI premiums. Compared to our working years, with employer subsidized HI, it costs us significantly more now as retirees. And so be it.........
Just curious, but if these are YOUR expenses, what things does your wife spend money on that are not counted?
No need for coffee in the morning!Fuschia is a nice color, but I could not picture in my mind a kitchen with so many cabinets in that color. The Web came to the rescue.
No need for coffee in the morning!
I am a little embarrassed to state our annual spending, as it would seem our monthly is more like everyone's average yearly.
Now, that's what I call blowing dough!Spending for 2019 all inclusive including taxes was $218,959.
No need to be embarrassed; we have, and have had, quite a few high rollers as members here. We all have quite a bit in common as we work our way through this phase of our lives. And the actual numbers aren't really important anyway.
I am a little embarrassed to state our annual spending, as it would seem our monthly is more like everyone's average yearly. So, without numbers, no surprise;
1/3 of our spending is taxes as the more you make the more they want to take ,
about 1/4 is spent on what I call hobbies (mostly show jumper horses care, training, paying for the trainers condo/swimming pool in Palm Springs while we sleep in our camper , etc., horse shoes (not the game) haircuts for the horses, new accessories constantly...
Travel is 1/10 of our spending and does not include hobby travel but this is more than some spend in a year on everything, we travel 1st class and do many international trips
The rest are small amounts for mortgages, gifts, new cars, etc. OK for example we spent 31K on restaurants, a proportionally small amount compared to taxes and hobbies...
I guess I retired too late but we are trying our best to spend what we earn but are still saving 10% of our income for later to pay more in taxes.....
Oddly, this spending is about the same as when I was "employed" and we owned our business. Since then, our income has gone up substantially. thanks to the many opinions on this forum I have learned alot about letting go and spending