Hey all...
As with everyone who posts here....I've been a long time lurker and love, absolutely love this site. The threads are interesting, provocative and informing. The moderators and posters are insightful and I hope to be able to contribute as much as my limited knowledge will allow.
I am a 35 yo anesthesiologist in Maryland. I met my wife in med school, and she is a part time Emergency Physician. I follow this forum, White Coat Investor and Bogleheads for the most part. I am fairly frugal and my wife and I are really geared towards investing and FIRE. We're getting there at a brisk pace...and dragging along 2 little ladies (age 2 and 3). We actually love our jobs, so that's a bonus.
Going against the grain of some, we are using a financial advisor who we have found to be very helpful and seemingly is one of the good guys (he is actually encouraging us to pay down our mortgage....rather than throwing him all of our extra income). And, thus we are paying off our mortgage early (don't worry, its after funding all retirement accounts, keoghs, back door IRA, taxable investments, and 529). Also, going against Bogleheads philosophy, we have about 15% of our portfolio in individual equities. We have umbrella insurance, we each have 2 disability policies (individual and through our work), life insurance policies, etc..... We are fairly goal oriented and just keep out sights on the next level of our financial development.
Anyhow, just thought I'd introduce myself. My main goals in the future are to be mortgage free by my early 40s, have good 529 plan funding, pay full for my childrens' educations (my parents paid for 3 boys to go through college and med school on a single physician income), then just continue to sock away money until I can semi-retire (ie....do locums and leave the hospital/call duties) around 50. Full retirement whenever the ladies finish their educations.
Thanks and keep up the great work!
Gasdoc
As with everyone who posts here....I've been a long time lurker and love, absolutely love this site. The threads are interesting, provocative and informing. The moderators and posters are insightful and I hope to be able to contribute as much as my limited knowledge will allow.
I am a 35 yo anesthesiologist in Maryland. I met my wife in med school, and she is a part time Emergency Physician. I follow this forum, White Coat Investor and Bogleheads for the most part. I am fairly frugal and my wife and I are really geared towards investing and FIRE. We're getting there at a brisk pace...and dragging along 2 little ladies (age 2 and 3). We actually love our jobs, so that's a bonus.
Going against the grain of some, we are using a financial advisor who we have found to be very helpful and seemingly is one of the good guys (he is actually encouraging us to pay down our mortgage....rather than throwing him all of our extra income). And, thus we are paying off our mortgage early (don't worry, its after funding all retirement accounts, keoghs, back door IRA, taxable investments, and 529). Also, going against Bogleheads philosophy, we have about 15% of our portfolio in individual equities. We have umbrella insurance, we each have 2 disability policies (individual and through our work), life insurance policies, etc..... We are fairly goal oriented and just keep out sights on the next level of our financial development.
Anyhow, just thought I'd introduce myself. My main goals in the future are to be mortgage free by my early 40s, have good 529 plan funding, pay full for my childrens' educations (my parents paid for 3 boys to go through college and med school on a single physician income), then just continue to sock away money until I can semi-retire (ie....do locums and leave the hospital/call duties) around 50. Full retirement whenever the ladies finish their educations.
Thanks and keep up the great work!
Gasdoc