4.5% is the updated SWR according to Bill Bengen

[REWahoo]

We are 60/58 so we can be a little extra aggressive.

I guess so! If my AA was 118% of my portfolio I'd be aggressive too.

 

[Honeyfill]

I guess so! If my AA was 118% of my portfolio I'd be aggressive too.

Good one. Just to be clear, our AA is 90/10 equities to bonds- our ages are 60/58.

 

[rayvt]

Our plan is to delay SS for 9 -10 years to max it out

Better look into the details a bit more.
The maximum you can delay is 8 years, 62 to 70.
Delayed credits stop at 70.

 

[Honeyfill]

Better look into the details a bit more.
The maximum you can delay is 8 years, 62 to 70.
Delayed credits stop at 70.

Thanks for clearing that up. A lot of people forget that you cannot start SS until 62. My wife plans to start at at the age of 66 years and 10 months, 8 years and 4 months from now. I plan to start at 70, 9 years and 6 months from now.