DailyGrind
Confused about dryer sheets
- Joined
- Feb 14, 2011
- Messages
- 7
Hi Everyone,
DailyGrind here, at least it feels that way. I've been reading the forum for a few weeks now and there are a lot of contributors here with sound advice. I'd like to first say thank you to all the vets and contributors for sharing your wisdom.
I'm 40 yrs old this yr, am married and have 3 young kids (ages 6 months - 6 yrs old). Currently have about 200k in 401k, 60k in Roth IRA, 120k in equity Mutual Funds, and 100k in cash. I contribute the max to 401k ($16,500) as well as max funding Roth IRA's for myself and wife ($10,000) yearly. I'm still able to save around $30,000 a year on top of contributing to my retirement accounts. My asset allocation is 95% stock Mutual Funds (emerging market, international, technology, large cap, mid cap, small cap, natural resources, real estate), 5% Bond Mutual Funds.
I know I need to plan or allocate my investments better. I'm open to all suggestions and critique. Be as brutally honest as you want.
Aloha,
DailyGrind
DailyGrind here, at least it feels that way. I've been reading the forum for a few weeks now and there are a lot of contributors here with sound advice. I'd like to first say thank you to all the vets and contributors for sharing your wisdom.
I'm 40 yrs old this yr, am married and have 3 young kids (ages 6 months - 6 yrs old). Currently have about 200k in 401k, 60k in Roth IRA, 120k in equity Mutual Funds, and 100k in cash. I contribute the max to 401k ($16,500) as well as max funding Roth IRA's for myself and wife ($10,000) yearly. I'm still able to save around $30,000 a year on top of contributing to my retirement accounts. My asset allocation is 95% stock Mutual Funds (emerging market, international, technology, large cap, mid cap, small cap, natural resources, real estate), 5% Bond Mutual Funds.
I know I need to plan or allocate my investments better. I'm open to all suggestions and critique. Be as brutally honest as you want.
Aloha,
DailyGrind