Health insurance IS THE THING. When I retired in 2005, I paid approx $350/mo for myself and my two teenage children (high deductible, HSA compatible policy with a $3000 deductible). In 2022, I'll pay $891/mo for a high deductible, HSA compatible policy with a $7000 deductible and that's just for myself and no dental, no vison.
I have healthy teeth, and have always had regular dental care; yet, for the last few years, I've spent at least $2000/year for dental care.
Make sure you plan for health & dental expenses exceeding inflation by a huge amount.
I have healthy teeth, and have always had regular dental care; yet, for the last few years, I've spent at least $2000/year for dental care.
Make sure you plan for health & dental expenses exceeding inflation by a huge amount.