Hey All! The last of our 4 kids has 2 years of college left. My wife can retire in 4 years with around a $155K lump sum payout and 15K annual pension. I plan to jump at that time too and currently have just over 400K in my 401K. (Will contribute between 60-80K or more in the next 4 yrs.) Should also have at least an additional 100-160k in cash by retirement and maybe live "income-free" except the pension for a couple years before starting SS payments. In current dollars our retirement budget will be 65K which should be more than okay here in Kansas and FireCalc shows that is 100% doable. I hope I'll be able to pick up a few nuggets here to either help increase/maximize retirement income or make it possible for me to join the ranks of the retired even earlier than 4 years. See ya around the boards folks!