Our annual renewal is June 1 for our HumanaOne high-deductible health insurance policy. Our deductible is $11,900, they pay 100% after that, and we have an HSA. Me 53, DH 62.
My broker sent me a generic "your insurance premium is going up so give us a call email" so I gave Humana a call to get our new rates. They said the notice was in the mail but gave me the new rates over the phone.
Current premium: $339.04
New premium: $370.54
Increase: 9.3%
I have an appt to talk to my broker today to see if he thinks there is anything cheaper out there. My guess is there isn't but he might as well take a look. Still no meds and no pre-existing conditions so we will be able to purchase another policy if it is beneficial.
My broker sent me a generic "your insurance premium is going up so give us a call email" so I gave Humana a call to get our new rates. They said the notice was in the mail but gave me the new rates over the phone.
Current premium: $339.04
New premium: $370.54
Increase: 9.3%
I have an appt to talk to my broker today to see if he thinks there is anything cheaper out there. My guess is there isn't but he might as well take a look. Still no meds and no pre-existing conditions so we will be able to purchase another policy if it is beneficial.