Hello. I haven't posted much lately. I've gotten a lot of help here over the years, so I am back.
I am mid 50's and wife is a little older. I think we are looking to retire in 2-4 years or until w* impleads too much on our personal time. It's already getting to be not fun but the income provides lots of freedom.
I kind of over looked rebalancing last year so I want to consolidate funds and rebalance to 60/40.
This is the plan for 2024. We've acquired a few accounts over the years. Thoughts?
401k 32% VFIAX,VSMAX,DODLX
IRA 18% CDs, index ETFs
IRA 26% CDs, VWINX, FCNTX, FSPSX
IRA 2% MMF
Roth 6% MMF
Roth 7% MMF, index ETF
Taxable 9% MMF, index ETFs
We're maxing out our Roth's, min 401k just enough to get the match, and the rest to taxable.
Thanks for looking.
I am mid 50's and wife is a little older. I think we are looking to retire in 2-4 years or until w* impleads too much on our personal time. It's already getting to be not fun but the income provides lots of freedom.
I kind of over looked rebalancing last year so I want to consolidate funds and rebalance to 60/40.
This is the plan for 2024. We've acquired a few accounts over the years. Thoughts?
401k 32% VFIAX,VSMAX,DODLX
IRA 18% CDs, index ETFs
IRA 26% CDs, VWINX, FCNTX, FSPSX
IRA 2% MMF
Roth 6% MMF
Roth 7% MMF, index ETF
Taxable 9% MMF, index ETFs
We're maxing out our Roth's, min 401k just enough to get the match, and the rest to taxable.
Thanks for looking.