pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Third that. I moved everything from Vanguard to Schwab about a year ago because of the slow decay and rot in Vanguard's customer service. At Schwab, I have two people who I can call and the actually answer the phone or if they don't and I leave a voicemail they actually call me back. Ditto with email.