24601NoMore
Thinks s/he gets paid by the post
- Joined
- Dec 8, 2015
- Messages
- 1,166
Thought some of you contemplating ER may be interested in my experience just now pricing ACA plans as my COBRA is now ending 18 months after my own ER..
First, I have a grand total of ONE PPO provider (BCBS) to "choose" from in my area. ONE.
Cheapest PPO in my zip code is $652.91, with a (get this) $8,150 (!!!) deductible. Basically, I get to pay almost $8,000 per year ($7,834 in premiums) for ONE mid 50s age person, THEN all of my expenses at 100% until I hit ANOTHER $8,150. Then, and only then, does the plan start to pay.
Obviously, this is nearly $16,000 in cash outlay per year for ONE person, mid 50s, before the plan pays a penny.
Yeah, I'm not even remotely happy. They sure "fixed" our healthcare system, alrighty.
Those of you considering ER should take a very close look at the HC costs before pulling the trigger..
First, I have a grand total of ONE PPO provider (BCBS) to "choose" from in my area. ONE.
Cheapest PPO in my zip code is $652.91, with a (get this) $8,150 (!!!) deductible. Basically, I get to pay almost $8,000 per year ($7,834 in premiums) for ONE mid 50s age person, THEN all of my expenses at 100% until I hit ANOTHER $8,150. Then, and only then, does the plan start to pay.
Obviously, this is nearly $16,000 in cash outlay per year for ONE person, mid 50s, before the plan pays a penny.
Yeah, I'm not even remotely happy. They sure "fixed" our healthcare system, alrighty.
Those of you considering ER should take a very close look at the HC costs before pulling the trigger..