Good evening,
I'm 30 and coming up on 10 years of enlisted service, with that I'm inclined on staying till 20 and collecting the pension. Rough math at current E-6 pay grade about $2000 monthly. Wife currently doesn't have to work and chooses not too. I have not been maxing out my TSP that's currently ~55k in L2050 fund. I'm struggling with the idea of maxing out the contributions but would like to. I don't have any auto payments other than my wife's car ~12k that we use as a means to build credit history for her. I enjoy silver bullion and precious metals have currently ~$20k @$25.00/ozt silver in my possession. Edit" I forgot to mention I also recently put $15k in a few usaa mutual funds 5k in each growth fund, science and technology, and international. As well as 13k in savings account. Also some individual stocks on Robinhood all at loss currently total investment there of ~$800." I'm not sure what I want to achieve as far as retirement is concerned or when is the real question I guess. I love the idea of not working I'm not sure of what's enough or what my expectations truly are. Not having an income is a strange idea to me so I will probably maintain some type of part time job.
Well that's a bit about me I look forward to reading what is available here an thanks in advance for the advice.
I'm 30 and coming up on 10 years of enlisted service, with that I'm inclined on staying till 20 and collecting the pension. Rough math at current E-6 pay grade about $2000 monthly. Wife currently doesn't have to work and chooses not too. I have not been maxing out my TSP that's currently ~55k in L2050 fund. I'm struggling with the idea of maxing out the contributions but would like to. I don't have any auto payments other than my wife's car ~12k that we use as a means to build credit history for her. I enjoy silver bullion and precious metals have currently ~$20k @$25.00/ozt silver in my possession. Edit" I forgot to mention I also recently put $15k in a few usaa mutual funds 5k in each growth fund, science and technology, and international. As well as 13k in savings account. Also some individual stocks on Robinhood all at loss currently total investment there of ~$800." I'm not sure what I want to achieve as far as retirement is concerned or when is the real question I guess. I love the idea of not working I'm not sure of what's enough or what my expectations truly are. Not having an income is a strange idea to me so I will probably maintain some type of part time job.
Well that's a bit about me I look forward to reading what is available here an thanks in advance for the advice.
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