I do not know much about crowdfunding on the peer to peer loans. I have researched the crowd funding, and other private investments, available through the many real estate investment websites. Most are syndicates and through others you can find investment opportunities in deeds of trusts (that is secured loans) - either firsts or subordinate loans. There are a lot of options out there. If your goal is diversification I like the idea of trying a few of them. I might try less of a percentage of your assets but I applaud you for trying some different things and hope it works out!