qwerty3656
Full time employment: Posting here.
- Joined
- Nov 17, 2020
- Messages
- 762
We are viewing SS as longevity insurance and are likely going to wait til 70 to file. We are the same age, I'm the primary bread winner and full retirement age is 67. I thought that if we waited for me to file at 70, then when one of us dies the other would get the "age 70 payment". I just saw a video that suggested that if I die 1st, my wife, as surviving spouse, would only get the "Full retirement age benefit" or the "age 67 payment".
Is that right. If she dies I get the "age 70 payment", but if I die she only gets the "age 67 payment"? If that is true, I think we might reconsider waiting til 70 and istead file at age 67 (she is much more likely to be the surviving spouse).
Is that right. If she dies I get the "age 70 payment", but if I die she only gets the "age 67 payment"? If that is true, I think we might reconsider waiting til 70 and istead file at age 67 (she is much more likely to be the surviving spouse).