Good day from Norway. While on a cruise with my DW I was thinking about investing in CD’s for my fixed income portion of our portfolio. I know how CD’s work outside a brokerage account, but I am not sure that buying them and setting up CD ladders inside my IRA’s makes sense. Anyone have any perspectives on doing this? The advantage as I understand it are I don’t have to pay taxes on money if I sell BND in my tIRA and purchase CD’s. They all seem to be callable? CD’s which seems like a bad idea for the investors and a good idea for the banks.. If I plan on keeping them until maturity and with FDIC insurance is there any additional risks to worry about. Any thoughts or perspectives would be appreciated
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