Forced to Retire
Dryer sheet aficionado
I went to a class on investments at a local Community College and the Instructor told the students that he does not believe that owning VTI (Total Stock Market) and BND (Total Bond Market) is really a diverse comprehensive portfolio. He said those ETF's are more orientated towards big companies (VTI) and US Treasury Bonds (BND).
He suggested a more diverse portfolio to complement VTI and BND.
For Stocks, he said we should include:
QQQ (NASDAQ MARKET)
VNQ (REIT's)
VO (Mid Cap)
VB (Small Cap)
For Bonds:
MUB (Munc. Bonds)
VCSH (Short Term Corp Bonds)
VCIT (Intermediate Corp Bonds)
HYG (High Yield Bonds)
Only if we included these eight additional ETF's would we have a truly diverse portfolio.
WHAT DO YOU THINK?
He suggested a more diverse portfolio to complement VTI and BND.
For Stocks, he said we should include:
QQQ (NASDAQ MARKET)
VNQ (REIT's)
VO (Mid Cap)
VB (Small Cap)
For Bonds:
MUB (Munc. Bonds)
VCSH (Short Term Corp Bonds)
VCIT (Intermediate Corp Bonds)
HYG (High Yield Bonds)
Only if we included these eight additional ETF's would we have a truly diverse portfolio.
WHAT DO YOU THINK?