SingleMomDreamer
Recycles dryer sheets
- Joined
- Jan 27, 2007
- Messages
- 50
That's the title of an interesting personal finance article on Yahoo! I've seen a few articles on this very subject over the last month or two. The theme is how the various investment firms want us to continue to invest to better line their pockets. Yet when I read these articles, they never indicate how much we SHOULD invest. I have my own number that I am working on, based on expected expenses, 8-10% return rate, 4% withdrawal rate, and 3.5% inflation. Yet I've got 22 years ahead of me before I turn 65. My plan is to stop funding my 403(b) once I hit my mark and then divert all to taxable investments that can be used to fund an early retirement. How do you set the mark for your retirement investments? At what point is your retirement account "fully loaded"? How did you make this determination?