Here is a reply that I posted to someone else's response (next paragraph). Additionally, I'm well set with a traditional IRA, a smaller ROTH IRA and a brokerage acct. Other than a very small amt. of int. income, I'll have no other income for 2018. Thanks so much.
I set aside cash a few years back for living expenses so, I'll have a $200-$400 interest income. I have stock holdings, mutual funds etc. that I plan to draw on throughout retirement. I'm single, just turned 60 and have zero debt, only monthly living expenses, kids are grown & independent. Most importantly, I'm trying to qualify ACA ins. I just learned that if my gross income (any source; capital gains, interest inc. etc.) is between approx. $12K to $48.5K I can qualify for a monthly credit to assist w/ACA ins. I've run the #'s on when I'd like to begin S.S. and will probably begin at age 62. Looking to fill the ins. gap until Medicare. Hope this helps with any suggestions!