Last March I had a procedure called a cardiac ablation at a hospital in Virginia and the insurance co. statements are beginning to show up. Medicare statements for this have not yet arrived so I don't know what they paid or will pay. I was in the hospital overnight and released ~12:00 PM the next day.
I am most grateful that we have good health insurance and Medicare on me. (DW doesn't start Medicare for a while yet.) I am also astonished at the initial amounts on the statement. No wonder people have heart attacks when the bills arrive!
The insurance co. is secondary to Medicare so they pick up where Medicare leaves off. Up until almost two years ago I hadn't spent overnight in a hospital since 1950 so these dollar amounts are eye-opening for me. Other than buying a house this is the first time I've run up a six-figure tab anywhere. And of course the description is "Hospital Services" so I have no idea what these charges are for or how they arrive at these numbers.
I'm not concerned about it, the insurance is pretty good so if there is any co-pay at all for me it will be in the low three figures at most and we can easily handle that.
Do others also get that "Yikes!" when they see the initial bills?
Initial amount charged____________________ Insurance (not Medicare) payout
$5,434___________________________________$159.46
$7,480.00_________________________________$134.03
$84,629.76________________________________$1,516.42
$2,565.00_________________________________$58.59
Total
$100,108.76_______________________________$1,868.50
I am most grateful that we have good health insurance and Medicare on me. (DW doesn't start Medicare for a while yet.) I am also astonished at the initial amounts on the statement. No wonder people have heart attacks when the bills arrive!
The insurance co. is secondary to Medicare so they pick up where Medicare leaves off. Up until almost two years ago I hadn't spent overnight in a hospital since 1950 so these dollar amounts are eye-opening for me. Other than buying a house this is the first time I've run up a six-figure tab anywhere. And of course the description is "Hospital Services" so I have no idea what these charges are for or how they arrive at these numbers.
I'm not concerned about it, the insurance is pretty good so if there is any co-pay at all for me it will be in the low three figures at most and we can easily handle that.
Do others also get that "Yikes!" when they see the initial bills?
Initial amount charged____________________ Insurance (not Medicare) payout
$5,434___________________________________$159.46
$7,480.00_________________________________$134.03
$84,629.76________________________________$1,516.42
$2,565.00_________________________________$58.59
Total
$100,108.76_______________________________$1,868.50