jazz4cash
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Not my first thread on this topic. I’ve used the OBD based logging devices in the past and my experience was the up front discount for participating is as good or better than any subsequent discount resulting from driver behavior. I think the evaluation period is unreasonably long. I just switched to The Hartford AARP insurance and they use a phone based app to track driver behavior. It seems FAR more intrusive. I don’t think the OBD based devices had any GPS and definitely could not detect phone usage while driving. I think I’ll pass this time since I’m already saving 30% over my renewal with Nationwide. We hardly drive anywhere these days. Thoughts or experience with Usage Based Ratings including pay per mile?