Is it just me? Hopefully not. As bond FUNDS continue to suffer NAV losses or otherwise do basically nothing to offset equity volatility. Not the carnage of last year as far as NAV but...just a frustration to see, essentially, bonds perfectly canceling out any equity gains on a consistent basis. My bond funds are Ultra Short and Short Term. I've not exited into guaranteed 5% Money Markets. I already have plenty of candidates to max out any tax loss harvesting and have basically done that.
Occasional, hourly FA continues to suggest things generally may be rocky for a year or more longer before any significant stabilization and presumably, before bonds begin to act the way they have traditionally been 'intended to' perform in terms of a role in a traditional long-term-strategy, 50/50 AA, PF. At this stage is seems rather pointless to be bailing on the bond funds to achieve marginally better dividend/yield.
Thanks for allowing me to vent, haha. I guess in the grand scheme of things, as someone basically semi retired and with "enough" as far as FireCalc etc would suggest -- it gives me a little consolation to reflect on someone's comment on this a couple of months ago or so... something to the effect of... "at least you can consider that your PF has experienced pretty much the worst the market can throw at it" and...held up without a bigger drawdown than last year brought from the disastrous bond dive.
Occasional, hourly FA continues to suggest things generally may be rocky for a year or more longer before any significant stabilization and presumably, before bonds begin to act the way they have traditionally been 'intended to' perform in terms of a role in a traditional long-term-strategy, 50/50 AA, PF. At this stage is seems rather pointless to be bailing on the bond funds to achieve marginally better dividend/yield.
Thanks for allowing me to vent, haha. I guess in the grand scheme of things, as someone basically semi retired and with "enough" as far as FireCalc etc would suggest -- it gives me a little consolation to reflect on someone's comment on this a couple of months ago or so... something to the effect of... "at least you can consider that your PF has experienced pretty much the worst the market can throw at it" and...held up without a bigger drawdown than last year brought from the disastrous bond dive.