Telly
Thinks s/he gets paid by the post
- Joined
- Feb 22, 2003
- Messages
- 2,395
The majority of my Stock Mutual Funds are in a regular IRA.
All the Bond Funds and TIPS fund are in a Taxable account.
I do not plan on tapping either of these for any income for at least five years, probably more.
When it comes time to balance, it seems like I will have to create some Bond Funds in the IRA, and some Stock Funds in the Taxable account. So I can balance within the IRA, Stocks vs. Bonds, and also separately balance within the Taxable account, Stocks vs. Bonds. As I cannot move money between the IRA and Taxable accounts, and vice-versa.
So I could end up with sort of a repeated funds scheme across IRA and Taxable. Does this make sense? Is there any other way to do it?
All the Bond Funds and TIPS fund are in a Taxable account.
I do not plan on tapping either of these for any income for at least five years, probably more.
When it comes time to balance, it seems like I will have to create some Bond Funds in the IRA, and some Stock Funds in the Taxable account. So I can balance within the IRA, Stocks vs. Bonds, and also separately balance within the Taxable account, Stocks vs. Bonds. As I cannot move money between the IRA and Taxable accounts, and vice-versa.
So I could end up with sort of a repeated funds scheme across IRA and Taxable. Does this make sense? Is there any other way to do it?