Dtail
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
No, read the methodology they explain it better than I probably will.
You input your spend without taxes. 90k in your example. The app calculates your taxes and adds it into your total withdrawal so your withdrawal is 100k, again from your example.
Actually your explanation is what I am doing. Just misunderstood your explanation. Whew!!!
So taking it a step further with my example, if one has a withdrawal of 100k and a Fidelity score of 110, then one has a maximum spending of 110k.
Agree?